Tony D. Howell's (tonydhowell) Blog

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Mortgage and Lending - The best place EVER!
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So I had another client the other day wanting to buy this little commercial property.  He seemed to be a very intelligent, well-spoken guy who knew the car repair business.  He's been doing it for over a decade and has decided to open his own shop.  Now we all know commercial is a little differen...
06/28/2007
I wouldn't just yet.... Now here is what the video doesn't quite tell you, and this *may* change with some updates but as it stands right now...Only a 2 mega pixel camera.You cannot record video with it.You can't send pictures by MMS.No integrated games.Does not support chat programs like MSN Mes...
06/28/2007
These are commercials I found for Ameriquest mortgage. Ameriquest was a subprime retail subsidiary of ACC. Their slogan was, "Don't judge too quickly, we won't". As original and funny as the commercials are, the company has now ceased operations (as of March 2007). They were fined by 30 or so sta...
05/26/2007
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Well I've been waiting for someone to come into my office with a score that was worthy of this t-shirt.  That day finally happened.  Of course she said her credit was good and she shouldn't have a problem getting financed.  Her score proved otherwise.  LOLAnd to make matters worse, the following ...
05/26/2007
OK guys, hopefully you saw the first video from the Chad promoting his open house. At first I thought he could truly be a real estate genius. However, after watching this latest video...I'm starting to wonder. I know he's a little crazy and I do love his personality, but would I really buy a hous...
05/22/2007
So who amongst the Rainers here use MySpace to promote their business?  And have you gotten any real business?  I have a page there and I have labeled it about my business.  However I've never gotten any business from it and was thinking I should delete everything about mortgages from it.  I have...
05/11/2007
So I was quoting rates for this client last week and he said everything sounded good.  When I later sent over a GFE for his review, he balked at the closing costs.  Trust me, the fees were your normal average stuff.  Just the attorney fees, recording fees, title, etc.  I even priced one with 1% o...
05/11/2007
So I roll into Subway today and stumble into this conversation in progress.  Keep in mind that I'm not sure how long this has been going on.Customer:  "Can I get a turkey and ham sandwich?  But can you make it without the ham?"Subway:  "Um, I don't think so.  You have to have a turkey and ham san...
05/11/2007
I am a little curious as to what Realtors expect from a loan officer?  As I am searching through some of the top bloggers, I see Realtors that post a separate blog for each of their listings.  These are some of the top scoring agents on this site.  I really don't see a problem with that, but it c...
05/10/2007
This is a little clip from the show Squawkbox.  It is a short interview with Barry Habib, who is the national sales trainer for CTX Mortgage and the guy behind the Mortgage Market Guide.  I am a member of the MMG and find it to be a very valuable resource for mortgage brokers.  I've met this guy,...
05/09/2007
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