Spirit Messingham's (tucsonspirit) Blog

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Real Estate Agent - Tierra Antigua Realty - SA624527000
 Mortgage bond prices finished the week higher which pushed rates lower. Rate movements were primarily tied to Brexit sentiment. Rates were higher the beginning of the week as uncertainty loomed. Britain voted to exit the European Union which ignited world economic volatility Friday. Fortunately ...
Mortgage bond prices finished the week higher which pushed rates lower.  Rate movements were limited most of the week but the Fed meeting Wednesday afternoon and data Thursday resulted in a drop.  Retail sales increased 0.5% and were relatively in line with estimates.  Industrial production fell ...
Most lenders allow a consumer to close in the name of their trust. The trust typically needs to be reviewed and approved by the lender.  This should be reviewed and disucssed before a client writes an offer. Some consumers prefer to provide only a portion of their trust to the lender due to priva...
 In the past few weeks we’ve seen an uptick in crimes of opportunity in several midtownneighborhoods. In response,  Steve Kozachik's had a few different neighborhood meetings focused onpublic safety and how to protect your property.There are some really easy steps you can take to harden your targ...
Please join Spirit for an open house to the general public today, Saturday 6/11/16 from 1pm -4pm for this beautiful 1926 true mude adobe home in historic Sam Hughes community.  2202 E 1st Street, Tucson AZ  85719.Please call listing agent, Central Tucson specialist Spirit Messingham at (520) 471-...
 Graffiti Removal Program Report by Phone: (520) 792-CITY (2489) NEW  Knock Out Graffiti Coloring Book Graffiti Prevention & Removal Brochure Submit a request for assistance Prevention Graffiti cannot always be prevented, but property owners and residents can reduce the incidence of graffiti on b...
Disputes placed on credit accounts actually block the account from being considered in the credit scoring models. As a result, automated underwriting can sometimes require the disputes to be removed and credit scores to be re-calculated. Since most disputed accounts are negative in nature, this c...
 Mortgage bond prices finished the week higher which pushed rates lower.  Rates started slightly worse Tuesday tied to comments from a Fed official regarding future Fed rate hikes.  St Louis Fed President Bullard said, "My sense is that markets are well-prepared for a possible rate increase globa...
Lending guidelines have become more lenient in terms of using projected rental income to offset a mortgage payment on a current residence for a consumer who wants to buy another home without having to sell their current home. The consumer needs to produce an executed lease and evidence of receipt...
For consumers of retirement age, scheduled distributions from a retirement account can be used as long-term, stable income and provide a method to insure that the consumer’s debt ratio is acceptable for loan approval. For most loan programs, the consumer must be at least 59.5 years of age and hav...

Spirit Messingham

Third Generation Full-Time Realtor® 520 471-6900
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Third generation, full-time licensed Realtor, putting my clients' needs first. I work with all of my client's one on one, taking pride in the quality work and services I provide. In the top 1% of all Tucson Realtors by sales volume 2012 - 2015. I have the experience, passion and knowledge to help with your residential real estate needs. Call (520) 471-6900 for a free and no obligation consultation.