Ty's Blog

Over 70 percent of homes in the United States and Canada are underinsured.  And, of those homes, 70 percent are underinsured by at least 30 percent.  This is a major problem!  The confusion between market value and replacement value is where many of these problems originate.    Many people base t...

 Are you getting ready to sell your home, but don't fully understand how the asking price is determined?    There are a number of ways to determine a home's value.  The first item is to disregard your view of your home's worth and start considering what it is worth to a prospective buyer.  Chance...

Luxury one floor condo located in upscale Riverbend neighbourhood called Rembrandt River West. These These brand new condos offer a lifestyle that you have dreamed of being maintenace free, quality materials, 5 golf course within 2 miles, conservation area and minutes to downtown. This 1251 sq.ft...

We have just made arrangements with Rembrandt Homes, a quality builder in London Ontario to represent their executive one floor condos in the upscale neighbourhood of Riverbend in west London.A quiet enclave of 55 units of attached bungalow condominiums from London's premiere builder of condomini...

     What are the consequences if your daughter and her husband want to buy a home, but recently asked you to "Co-Sign" on the loan?     There's nothing wrong with helping a family member or close friend with buying a home.  However, co-signing on a loan should be done with great care and knowled...

  Why would you consider getting pre-approved before buying a home? Years ago, buyers didn't worry about financing their home purchase until after they found the home they wanted to buy.  Once they had an accepted offer, they'd shop around for a week or so and then submit a loan application.  The...

Real estate sales - are they taxable?  What about my principal residence? The gain on the sale of real estate is a capital gain unless the property has been purchased with the intent of reselling at a profit, or developed and sold as a business endeavor.  If it is considered a business transactio...

  Should you consider  haveing a professional home inspection performed before  you put your home on the market? Why could you even consider this?   Getting your home professionally inspected before you put it on the market seems like a strange thing to do at first glance.  In fact, many people d...

Are you planning to make major home improvements.  Are you worried about getting your  investment back when you decide to sell?  How do you  know if you are spending wisely?   When remodeling, you must weigh the cost of the remodel versus the value of the finished product.  When I say "value," I ...

       People talk about running the numbers before buying an investment property, but what are the numbers and how do you get accurate numbers? Running the wrong numbers can make the difference of making $500 or losing $1000 per month. RENTAL INCOME Rental income is not as straightforward as it ...