Raleigh/Durham Loan Officer

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Mortgage and Lending - Bank of England (NMLS#418481) - NMLS# 1046286
A Blog about real estate and real estate finance by Bob Mitchell who has been in the business since 1984 and who comes at the business from a different angle.
I just posted my sign off post for the holiday today and tomorrow and in it I mentioned that I was going to get a light workout in before I started cooking.  As I was getting ready to head into the workout room it dawned on me that for the last couple of weeks that I have been pinched for time an...
Time to put the phones on forward!  I don't know how many of you out there even toyed with the idea of getting any work done today, but I have a couple of deals working and I have my normal Monday rituals that I normally go through, so I went into the office to get those done.Turns out that just ...
A while back someone here on AR was talking about "Musical Guilty Pleasures" and I pretty much blew by it.  That is til today.  As I'm writing this my son is in the other room working out listening to rap music turned up loudly.....I can imagine that a lot of you would probably cringe at this tho...
For some people Christmas is the best time of the year.  For us Grinches out there, it can be a bit more difficult. But even for us Grinches, some things can sneak in there to melt our cold cruel hearts!  This was the case today when I read a post by Ernie Cabrera called, "A Call To Action" that ...
This past weekend I drove up to Columbus Ohio in order to help my daughter move her things back to St. Louis after having graduated from "The" Ohio State University and as the Robert Cray song said, "The Forecast Called For Pain!".The Weather Service was predicting a winterly mix along Interstate...
This morning I read a blog by Janet Guilbault called, "The Millenials Are Coming" that told the story of a grocery store in her neighborhood that had completely redesigned itself in order to appeal to a younger, maybe more "hip" market. She talks about how her daughter walked in and was 100% comf...
I just read a post where an agent was asking if he should file a complaint against an agent who had not presented an offer on a property over a weekend.  It turned out that the listing agent was hunting and wouldn't be back to his office until Monday morning to present the offer. Long story short...
You might have read or seen that both Fannie Mae and Freddie Mac have recently announced their plans to implement a "Risk Premium Pricing" model.  That is they are going to charge a premium for loans that have an LTV of greater than 70% with credit scores of less than 680.In the short run, from a...
This post really doesn't have much to do with real estate.  It's about my daughter Whitney graduating from "The" Ohio State University!  O - H!  Twelve years ago, when I set out to start my own real estate and mortgage company I started by writing down what I hoped to accomplish with my company. ...
I just read a post from a young man who is new to the business who wrote about "The Importance of Role Playing".   It was a short, simple post that made a couple of impressions upon me that I think are worthy of taking note in today's tumultuous real estate market.The first thing that I noticed w...

R. B. "Bob" Mitchell - Loan Officer Raleigh/Durham

Bob Mitchell (NMLS#1046286)
local_phone(919) 876-8400
smartphone(919) 289-9611
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A Blog about real estate and real estate finance by Bob Mitchell who has been in the business since 1984 and who comes at the business from a different angle.