Strategic Mortgage - Bill Kamboukos

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Mortgage and Lending - Strategic Mortgage - NMLS#160440
RECENT BLOG POSTS
When it comes to purchasing a home or refinancing a home loan, the most common financing used is the conventional loan. These home loans are backed by either Fannie Mae or Freddie Mac and offer attractive terms for most homeowners, if they meet the guidelines of the program. This article will pro...
08/20/2018
If you are looking to purchase a home with a lower down payment (3%), have a decent credit score (680 or higher) and make less than $70,000 pre-tax (in Arizona), then you need to know about the Fannie Mae Home Ready program.The Fannie Mae Home Ready Program requires a 3% minimum down payment but ...
08/06/2018
            In the present day, almost any purchase you want to make, can be done in a matter of seconds, on your smartphone, computer, tablet, smart home system and many other things coming your way soon. However, when it comes to a home mortgage, whether it be to purchase or refinance, the proc...
07/30/2018
A good credit score is paramount to obtaining a home loan or any type of financing in general. The higher your credit score, the better your potential interest rate and terms will be, whether you are applying for a home loan, a consumer loan or a credit card. There is often times conflicting info...
04/30/2018
Mortgage insurance is an insurance that is used to protect a lender from loss on a home loan. Traditionally, mortgage insurance is required on all Conventional loans with less than a 20% down payment and all FHA loans, regardless of down payment. However, whether you currently have a loan with mo...
04/23/2018
For most consumers, the largest debt they will carry will be their home mortgage. For that reason, even small changes in an interest rate can make a large impact over the course of a loan.             Just like compound interest can be used to build wealth over the long term, the reverse is also ...
04/16/2018
It is certainly possible to obtain a home purchase loan, after a foreclosure, short sale or bankruptcy. However, in order to do so, it’s important to know that different home loan programs have different waiting periods to obtain a new home loan. In addition, there are some general guidelines to ...
04/09/2018
When it comes to obtaining a home loan, how you earn your income will play into the qualification standards for your new home loan. For someone who receives regular pay stubs and is a W-2’ed employee of a company, the process is generally pretty straight forward. Lenders will use your hourly or s...
04/03/2018
In recent years, the FHA home loan program has become a less frequently used loan program for many who are looking to purchase a home. However, the program itself, still has many outstanding features and while it is not the right fit for all homebuyers, it still makes sense for many potential hom...
03/26/2018
VA Home Loans are a benefit for qualified Veterans of the Armed Services and National Guard and also current active duty military personnel.  The VA loan program is truly a benefit for our servicemen and servicewomen and Veterans and offers features that other loan programs do not. In this articl...
03/12/2018
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Bill Kamboukos

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