Services for Real Estate Pros - QuoteBroker - aka Quote Broker
Learn how to buy affordable health insurance and employee benefits without an agent. Use our tips and online tools to buy health insurance, term life insurance and annuities
The Associated Press released a story about about the use of restraints in nursing care facilities. Some nursing homes abuse the use of restraints tying down elderly patients, who often become depressed, develop sores and become dehydrated.A federal law in 1987 made it illegal for nursing homes t...
Professional LiabilitySometimes called errors and omissions (E&O) liability, or malpractice coverage that results from errors or omissions in the performance of professional services. Companies or Individuals that perform professional services for others can make mistakes-overlook a critical piec...
Whether you do your own financial planning, or turn to a professional, most individuals and planners do not consider Long Term Care protection as part of your overall financial planning strategy.As the US population is aging, increased life expectancy is creating a greater need for Long Term Care...
Plan design is a key factor when pricing a health insurance policy. In today's insurance marketplace, companies have un-bundled their insurance plans to offer a variety of plan designs. Why pay for a plan with maternity, if it is not needed?The following terms are the foundation of every health i...
If you are a business owner, the potential of a disability poses multiple threats:#1 - Keeping a roof over you and your family's heads - How long could the business continue to pay your personal salary? Individual Disability Income Insurance could help.#2 - Keeping your business' doors open - How...
Insurance plans vary, so before you choose a plan, decide which benefits are most important to you and your family. To compare health plans, make sure to ask for and examine a benefits summary or outline of coverage for each plan you're considering. Think about your personal situation. For instan...
Plan B - a second choice if you can't qualify for traditional health insurance, or if you want to maintain low premiums and self insure the "small stuff"Many people are unable to find quality health insurance. For some it is the cost, while for others it is due to pre-existing conditions. Diabete...
As American's begin to live longer from better living and the advancement of medicine, financial planners are becoming increasingly concerned that their clients will outlive their income.Those who are looking ahead are beginning to look at ways of insuring against the possibility of outliving ret...
Employee Advantages:A Section 125 plan, also known as a flexible spending plan or cafeteria plan provide employee's the opportunity to set aside pre-tax dollars to pay for a variety of expenses, including healthcare benefits, dependent care or medical expenses. Contributions toward plans are not ...
In 2007 the National Association of Realtors (NAR) testified before the Senate Finance Committee that about 30% of NAR members lack health insurance. 84% of Realtors without health insurance sited that they do not have coverage because the can't afford it.Using data from the U.S. Census Bureau, a...

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