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Mortgage and Lending - Veterans United Home Loans NMLS #1907 - NMLS# 261072
RECENT BLOG POSTS
During the past several years, all the news has been about how much harder it is to purchase a home because lenders have tightened guidelines. However, many have overlooked the fact that the VA Mortgage Program administered by the Department of Veterans Affairs has not tightened at all. The progr...
04/08/2014
For years America has traditionally approached the home purchase process backwards. Potential home purchasers scour the earth for just the right home for weeks or months at a time. They then spend more time negotiating the best deal. Then the fun really begins when the purchaser approaches a lend...
04/08/2014
Friday’s employment report has given us three things we have been waiting for. First, this jobs report was relatively good after a string of disappointments over the winter. It tells us that at least part of the slowdown was definitely due to the weather — a question everyone has been asking. Sec...
04/08/2014
Rates on home loans have risen during the past year. Yet, every time this trend is reported in the media, we also hear that rates are historically low. So, what does “historically low” actually mean? Does it mean that we are a little under the norm, or way under for the historic average? The char...
03/31/2014
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We had a very robust last half of 2013. The economy expanded and the job creation machine heated up. The Federal Reserve Board predicted even stronger growth this year. So what happened? We saw the economy take a step back, especially with regard to the creation of jobs. Even the real estate mark...
03/31/2014
  Our focus for this article will not be the investment aspects of real estate. This is not to say that we think that homes have ceased to be a solid investment. One must remember that even with the drop in prices during the past several years, homes have more than tripled in value since 1980. In...
03/27/2014
  So many in America desire to become home owners. They know that home ownership is the most likely path towards financial security for their family as well as freedom from the tyranny of landlords. Indeed, Federal Reserve Board studies have shown that owners have a net worth many time that of re...
03/27/2014
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Here is the rule—as our economy gets stronger, rates will rise and so will oil and gas prices. But rules are made to be broken. In mid-March we saw a stark reminder of how the rules don’t always work. Though the news from the economy looked pretty good–from retail sales to first time claims for u...
03/24/2014
The IRS provides free tax help to military members and their families through its Volunteer Income Tax Assistance program. VITA offers free tax preparation and e-filing at sites both on and off base. It also has sites to help our military overseas. Here are five things to know about free tax help...
03/24/2014
Buying costs less than renting in all 100 large U.S. metros, according to the Rent vs. Buy Report from Trulia. Rising rates and home prices have narrowed the gap between renting and buying — yet historically low rates have kept homeownership from becoming more expensive than renting. Trulia says ...
03/17/2014
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