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Mortgage and Lending - Veterans United Home Loans NMLS #1907 - NMLS# 261072
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Here is about the only thing we will predict. This winter is not lasting forever. It may seem like it has lasted forever but a spring thaw will come. When it comes, we will see that many Americans will emerge from their homes with a bad case of cabin fever. What will we do when the weather is nic...
03/10/2014
Saving for a down payment remains the No. 1 obstacle to homeownership. Many American’s have good credit and have the income to qualify for a home loan — especially considering the fact that owning is cheaper than renting in most areas of the country. Yet, coming up with the cash is the problem. H...
03/10/2014
Here Comes The Jobs Numbers The monthly jobs report is the single most important economic release every month. Why? It is all about jobs–the economy, interest rates, real estate and more. To put it simply, consumer spending drives the economy and without enough jobs being created, consumer consum...
03/07/2014
Home inspections have the power to send all parties back to the negotiation table. As such, some sellers are taking the precautionary step of having an inspection done before listing the home for sale. Real estate professionals say that having a home inspection prior to listing can offer several ...
03/07/2014
An effect of a long and cold winter is invariably the rising cost of energy. Energy bills get hit with a double whammy in a cold winter. First, homes use more energy for heating purposes because of the cold and because we are home more often and secondly the cost of the energy we use goes up beca...
02/26/2014
The housing market is heating up, yet many house hunters are not prepared to take on the biggest purchases of their lives. When it comes to home loans, homebuyers answered basic questions about terms, how to choose a lender and financing wrong nearly one-third of the time, according to an April s...
02/26/2014
  It is hard to look at the bright side of a very cold winter which seems to have interrupted the economic recovery and kept most of the nation indoors for much of the winter. Cold winters also increase the price we pay for energy and this winter has been no exception. So where is the bright side...
02/17/2014
  We have just started a new year and that means just about every economist has made their predictions for the year. One consensus of predictions for 2014 has been for higher interest rates. It makes sense–as the economy recovers interest rates will continue rising from record lows. Keep in mind ...
02/03/2014
  The Dodd-Frank Consumer Protection Act, which was signed  into law in July 2010, forever changed the housing market landscape. Designed to restore consumer confidence in the housing industry, the law has created strict regulatory mandates, the impact of which are being felt by both mortgage len...
02/03/2014
The purchase of a home is the goal of the vast majority of Americans.  That is why home ownership is often referred to as “The American Dream of Home Ownership.”   Almost two-thirds of Americans have taken advantage of the tax benefits, government programs and the economic benefits of owning to b...
02/03/2014
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