Spencer's Blog

The beauty of living in this part of the country is the all of the eivers, lakes and coastal water. The rivers are shallow this time of year, near impossible for a motor boat. One can spend a day on the river with undo noise and perfect solitude.     The Pee Dee Chapter of The National Wild Turke...

For the last 30 months I have been using LinkedIN for networking, on and off. it has yielded two new clients and reconnections with some old friends. Today i believe i will cross the coveted 500+ connections on that site. through these peopl I am 3 degrees of separtion away from about 8 million p...

I just finished reading a weekly economic report from Brian Wesbury at First Trust Portfolios, LP about how the economy is better than the media and the politicians lead us to believe (Phil Graham probably was right). Mr. Wesbury's thesis is based on the following facts: Intitial unemployment cla...

I have worked on mortgages for my clients on primary and secondary residences and residential investment property. The current group I work with doesn't handle non-residential commercial loans or rural loans over 5 acres. I need to find members of Active Rain who can provide guidance and or mento...

I missed type myself when I joined Active Rain. I put myself in the "Real Estate -Other" category but in reality I'm belong in the "financial planner" type. I have tried using a ticket to get an answer, but when I follow up on it - it doesn't exists. can anyone give me a surefire way to change th...

Can some please explain to me how associatians work here on Active Rain? How do the work? Do I need to ask permission?  How do I create a value proposition by being someones associate or better yet what are you looking for in an associate? I'm new here and am familiar with LinkedIn's connection p...

Buyers often equate the word "foreclosure" with below market value pricing.But is that really the case? You may THINK you know, but do you really? What is a foreclosure? In the simplest terms, a foreclosure is a legal proceeding by which property is repossessed by a lender due to the borrower's f...

In real estate, what are "short sales" and who needs them? It's an all-too-common scenario ... Changes in the financial climate can leave even the most responsible homeowners struggling to keep mortgage payments current. When and if that happens, there is more than one way to proceed.            ...

      Yesterday, my real estate investment partners took our realtor to task for lack of activity on two apartment complexes and a commercial lot we have we have for sale. Our first pet peeve was that the commercial lot was listed for 5 months before he put a sign up in front of it. The second wa...

It might mean a lower sale price ... and a long time on the market.   Welcome to the reality of real estate in 2008. It's supposed to be a buyer's market ... but in truth, it's a tough market. If you want (or need) to sell, you will have to deal with a number of issues stemming from the subprime ...