RECENT BLOG POSTS
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Inflation is bad for investors on multiple levels. It erodes your savings, makes stock market returns less valuable and if you're not getting cost-of-living adjustments in your salary, inflation simply makes you feel broke. This year through June, the government's widely watched consumer price in...
08/11/2008
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Housing Bill has passed and the most noticable changes are with FHA. October 1st 2008, the down payment increases from 3% to 3.5%. FHA will no long allow the down payment assistance programs like Nehemia, as predicted. Any and all loan process must have full credit approval by FHA on September 30...
08/08/2008
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The risk of housing foreclosure severely impacts your family and contributes to declining property value in your neighborhood. As a result of widespread foreclosure, San Bernardino County has the nation's highest risk for declining property values over the next two years, as reported by leading ...
08/07/2008
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There are "two distinctly different paths" for housing in America right now, says Mortgage insurer PMI Group's latest report on the risk of falling home prices . Most of the nation's housing markets are showing signs of improvement, but the inflated markets in California and Florida are showing s...
08/07/2008
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Orange County has 2.4 million square feet of new office space being marketed, according to real estate services firm Stanley Inc. The firm blames the flood of space coming on line from "mistimed construction" and sublet from companies that have closed. 25.1 percent of the office space in Orange C...
08/06/2008
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Since 2005, housing prices have dropped about 15 percent. Resulting in a loss of about $3 trillion dollars in the U.S. household wealth. The Federal Reserve's tug of war with itself- monetary stimulus to fight a recession versus monetary tightening to fight inflation will most likely be decided b...
08/05/2008
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Consumers are worrying as banks report billion-dollar losses from bad loans and in the wake of the seizure of Indy Mac Ban, the third largest in the U.S. history. There is good news though! You can eliminate the risk of losing money in a bank failure - by making sure non of your accounts exceed t...
08/04/2008
Soka University presents Jazz Monsters Concert Series. On August 29, 2008 masters of Jazz will be coming out to Soka University to play under the stars. The music will begin at 7 p.m. on the Campus Green Stage. There will be lawn seating so make sure to bring blankets and low lawn chairs. Admissi...
08/01/2008
The Ocean Institute in Dana Point is a great place to educate children and appreciate Mother Nature. Children along with adults will have the ability to learn about oceanography, science, and California history, students voyage onto the ocean, study in labs and live aboard tall ships or in the c...
08/01/2008
The House and Senate passed broad-based housing legislation, which was signed into law by President Bush this morning. Heralded as the most sweeping housing reform since the "New Deal", it includes the creation of a strong regulator for Fannie Mae and Freddie Mac, changes in conforming and FHA lo...
07/31/2008