John Watts's (zwatts1) Blog

When preparing yourself to purchase a home there are numerous things you need take into consideration.  Probably one of the most import things to do is to make an effort to plan for the future.  You probably have a good handle on your current needs and desires, but looking into a crystal ball to ...

When purchasing a new home or living in your current home there will be unexpected expenses that occur that may put stress on the family budget.  Planning, researching, and having financial reserves for unexpected occurrences are key elements that need to be practiced in order to prevent financia...

Seniors who are 62 years or older have the ability to use proceeds from their current regular home loan or reverse mortgage to purchase another home.  If a senior has a reverse mortgage they still maintain ownership providing they pay their property taxes and live in the home.  Having a reverse m...

You have already signed a contract to purchase your new home.  Now it is time to prepare yourself for the move.  This includes firming up final decisions how the physical move is to be accomplished.  In addition, plan on things that need to be accomplished before or immediately after you have clo...

Homeowners are desiring smart homes whether they are buying a new home, or living in their current home.  This trend appears to more evident with affluent homeowners, but the trend is spreading.  Some of these homeowners would prefer to have greater technology capability and less square footage. ...

Thinking about selling and/or adding value to your home. This can be done without taking out a loan, but may cause you to miss eating some dinners out, and/or cause you to spend a few hours of sweat equity towards updating your property. Following are some suggestions towards that goal:Bathroom M...

First time home buyers who are thinking about buying a home may fine the task to be somewhat overwhelming, stressful, and confusing.  For first time home buyers, this can be scary if you are not property prepare, and surrounded yourself with professional people who you trust to give you proper di...

As a homeowner, if you plan to leave your home for more than 30 days, need to contact your insurance agent.  The home vacancy could be result of a job relocation, and vacation, etc.  Your insurance agent can advise you what additional coverages you may need, and which endorsement(s) should be add...

Remodeling or adding a home addition can be a great idea and good investment.  Some things that affect the effectiveness of such a project are interest rates, property values and length of time you will enjoy the completed project.  Before moving forward with such a project, you may want to consi...

It is important to have a proven financial system when buying or remodeling a house or condominium.  One important aspect to a successful system is having the ability to provide a higher down payment.  Following are some considerations a buyer needs to be aware of when financing down payments and...