I am the owner of a mortgage brokerage company, Mortgage Miracles Happen, LLC. I have been a mortgage loan officer since 2003 

My background and experience helps individuals, families and business executives with financing and also insurance products. I've helped many people and families purchase homes, refinance to better their financial affairs. I enjoy teaching and helping individuals & families about finances and to help them with financing of the largest financial transaction that a family enters into in their life.

I have brokered commercial loan transactions that include: Commercial real estate loans, SBA loans (real estate & non-real estate), small business loans, factoring of invoices, purchase order financing, private equity transactions (equity financing).

 NMLS License # 285653

Loan types we offer are:

* Conventional,
* FHA, VA, USDA
* Reverse Mortgage Loans
* Jumbo Mortgage Loans, Non-Conforming Jumbo,
* Condo Loans, High-RIse Condo's, Non-conforming condos, condo-hotels
* Foregin National Loans
* Investment Loans, unlimited # of rental properties

I am licensed in the following states:

*Arizona

*Colorado

* Florida

* Texas

* Utah