My specialties is our best niche product - The doctor loan
100% Doctor Loan, this is a great product that allows physicians to finance up to 100% LTV with no mortgage insurance. This is the perfect loan for physicians, residents and doctors still in their fellowships.
I originate these loans and many other types of mortgages all over the state and several other states in the Southeast. I take applications online and over the phone and fedex disclosures to my clients. I also have several attorneys and title companies that will go to clients homes or offices.
general information about my doctor loan, look up my name on YouTube for more from this series
Doctor Loan/Physician Loan Features:
Available for purchase and refinances
Fixed rate and adjustable rate loans with interest-only options
No private mortgage insurance required (PMI)
Competitive pricing and special relationship discounts
Closing costs can be paid by seller up to 3%
Licensed medical physicians who have completed their residency within the last ten years:
-Up to 100% financing for loan amounts up to $650,000
-95% financing for loan amounts up to $1 million
-89.9% financing for loan amounts up to $1.5 million
For Residents, Interns and Fellows:
-Up to 100% financing
-Maximum loan amount of $417,000
-Deferred Student Loans are not counted in debt
Doctor Loan Eligible States: Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, *New Jersey, North Carolina, **Pennsylvania, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia
I have been in the mortgage industry for more than 10 years and the top producer for a South Eastern Regional Bank for over 5 years. I specialize in Doctor Loans. Email or call me for more details.