Carl has been involved in the Real Estate industry for over 30 years in Butte County.  From Real Estate sales to Escrow and Title experience and for the last 13 years as a Loan Officer in the Chico area.  At Mission Hills Mortgage the entire loan process is handled in the Chico loan center, processing, underwriting, document drawing and funding allowing for constant communication through the entire process. Loan programs include standard conventional loans as well as FHA, CalPER's, STERs' and CalHFA.  Contact Carl for your home lending needs or just to ask questions about the mortgage industry and current market conditions.