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Christopher Graves, Mr. Mortgage Expert (Sierra Pacific Mortgage Company) Mortgage and Lending



Christopher Graves
Mr. Mortgage Expert
location_on Woburn, MA — Sierra Pacific Mortgage Company
Get to Know Christopher Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and now own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts MA License #MC-1788 and New Hampshire(Licensed by the New Hampshire Banking Department).  My company can lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processor to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.

 Sierra Pacific Mortgage, incorporated in 1986, is a privately held company, and originates and purchases billions in residential loans.  Our high company production levels and sophisticated capital markets access allow us to deliver competitively priced products to our customers.  My office of Sierra Pacific is a local company here in Woburn, Massachusetts, and is a direct lender for HUD (United States Department of Housing and Urban Development), Fannie Mae, Freddie Mac, FHA, VA, and the USDA.  We are also a preferred partner with over 15 wholesale banks.  Instead of being restricted to one company, I have the ability to access programs and rates from multiple banks and mortgage companies giving my clients access to faster service, lower rates, and more loan programs.



My certifications are...   


My current awards are...   


FHA, Refinance, Mortgage Lending, Investment Properties, Residential Homes, First Time Home Buyers, Real Estate, Loans, Loan Origination, USDA, VA, Underwriting, Conventional, Short Sales, New Business Development, Customer Service, Mortgage Banking, Sales Management, Negotiation, Residential Mortgages, Foreclosures, Team Building, Banking, Credit Analysis, FHA financing, Sales, Mortgage, Mortgage Industry, Credit, VA loans, Microsoft Excel, Conforming, Home Purchase, Residential, REO, 203k, First Time Buyers, PUrchasing Financing, Mortgage Brokers, Credit Unions, Pre-approval, Communication, Processing, Trusted Advisor, Mortgage Consulting, Organization, Efficiency, Accessilibty, Networking

Susanne Lynch
Chris just helped my buyer get through what proved to be a very challenging purchase for my buyer. He handled it with grace and professionalism. I highly recommend Chris
Michael Loader
I used Chris as a mortgage broker when I purchased my first house a few months ago. I recommend him to anyone looking to purchase a home. He responds to emails and phone calls very quickly. He is very easy to work with and knowledgeable. I received a great rate! Thanks again Chris.
Carolyn Atinizian, Attorney, Law Offices of Carolyn Atinizian
I have recently had the opportunity to work with Chris, providing my services as a closing attorney, on several refinances. Chris is incredibly knowledgeable about the mortgage industry, offers exceptionally competitive rates and does a great job of keeping borrowers informed about and during the process, which is a testament to the level of professional which he provides to each client. Chris is always available and extremely quick to respond to any questions, which makes for a quick and smooth transaction. I would highly recommend him for your residential and commercial financing needs. Please contact me should you have any questions.
Darlene Caiazzo-Sousa
I would recommend Chris Graves, and, in fact, have recomended him to all my family and friends. He is professional, conscientious, knowledgeable and straightforward - character traits that are not always present in this type of business. Call him....you will be glad you did!
Dan Moody
I recently refinanced my house through Chris at Eagle Nationwide. He was quite knowledgeable about many products and was quick to turnaround results. My whole refinance process took less than one month! I would definitely recommend Christopher to anyone looking to refinance their home.
Ben LaMora
Christopher helped my wife and I find a loan that met our needs. It was delivered on time, and as promised. We had worked with a different broker in the past, and were shocked to see first hand how smooth the process can be in the hands of a professional. No gimmicks and no false promises, his work is thorough and accurate.
Greg Commans
I refinanced my house through Christopher at Eagle nationwide I found him professional without talking over my head I would recommend Christopher to ANYONE looking to re-finance their home. Very knowledgeable without the high pressure I have experienced with other people in this field.
Martin O'Connor
pher is a hard worker, reasonably priced, and explains the mortgage product with clarity and directness. I would use him again as my mortgage broker, he is trustworthy.
Kimberly Silva - client
Chris Graves is one of the best professionals I have ever worked with! He always answered my questions big and small in timely manner (usually within minutes of sending an email) I would HIGHLY reccomend him in the future to others and I will use him again myself. I could go on and on forever. He is a great guy with trmendous work ethic and WILL get the job done no matter what it takes!!
Tara Capobianco - client
her provided excellent rates, excellent service and was responsive to all our needs in the mortgage process. I highly recommend him and his company for anyone seeking a new mortgage or re-fi.
Ross Capobianco - client
We received our mortgage through Chris's company. During the process, we found him to be informed, professional and responsive. We would definitely work with him again.
Joe Blake
Chris was very highly recommended to me through a family member and the moment I spoke with him for the first time I immediately knew why; he is very professional and detail oriented. Chris did an outstanding job working with us to understand every single aspect of getting financing and purchasing our first home. I had numerous questions and ideas of how to go about the whole process and he proved to be an excellent and trusted advisor educating me on why I should pursue certain financing methods over others. I enjoy being kept in the loop every step of the way and Chris never let me down; answering his phone no matter what time of day I called and often sending information that I needed over weekends from his home so that we could have it for open houses in case we wanted to make an offer. I would absolutley use Chris' services again and recommend him to anyone who is thinking about securing financing for purchasing property; he is truly an expert in his field.
Patty Thomas, Sales Agent, Virtual Homes Real Estate
I have had the pleasure of working closely with Chris on several real estate deals. His attention to detail, prompt follow-up and extensive knowledge base are unparalleled. The mortgage industry is one of fluid change, and Chris is abreast of those changes. I would highly recommend him to provide the highest level of customer service.
Jeremy Weinstein
Chris, want very friendly to us as first time home buyers and took the time to answer my many questions. I felt he got a us a good deal and was transparent about the whole process. I would recommend him to my friends.
Addison Hartmann, Account Executive, Sierra Pacific Mortgage
Chris does a very thorough analysis of his borrower's individual situation to get them the best product and price available.
Laura Bowman
Chris is a great mortgage broker who answered questions via email and/or phone quickly and with knowledge. He worked with us from start to finish answering any questions, removing any doubt or worry, and getting us the lowest interest rate. I would recommend him to anyone looking to buy a house in the Boston area.
Lisa Mediano, Owner, Mediano Real Estate
I would like to recommend Chris as a total professional in a field that has seen many people come and go. I have worked with Chris beginning in his days at Elite, and have continued to recommend him as he has advanced in position and responsibility. He has never failed to return a call, or be accessible at all times to answer questions and provide help to my clients. There isn't a better mortgage broker out there!
Tony Mallozzi
I have done a few deals with Chris, as he was the mortgage broker and I was the Realtor in the transaction. Chris has done an excellent job for me and my clients and here is why... 1. He answers his phone 2. He prepares his clients for REAL expectations 3 He answers email 4. Access to competitive rates 5. Direct lender 6. Updates you during the underwriting process(GOOD OR BAD) 7. Meets in person with clients 8. Works hard and does it full time 9. Did I mention he answers his phone ans replys to emails? Contact me if you would like further information on Chris Thanks for the hard work! Tony Mallozzi 774-232-1228
Laila Maalouf, Attorney, Whitney Realty Group, PC
I have worked with Chris numerous times and have referred clients to him for financing. He is quick to respond and has a great rapport with his clients and responds promptly to their needs. I highly recommend using him for your loans!
Lauren Crowley - client
I was fortunate enough to have Christopher and the folks at Eagle Nationwide working on my mortgage in 2008. I was hard pressed for deadlines and the team worked quickly to complete paperwork, walked me through the process, and made it seem easy. During a stressful time, Chris' reassurance made all the difference. I've worked with other banks on the mortgage front and never received the type of service that I was able to obtain with Chris' team. While thinking about re-financing, Chris has been there to educate me on different money saving options. I would absolutely recommend him to my friends and acquaintances
Shannon Soldi, Office Manager, Law Offices of Christopher M. Flood
Our office works with Christopher and he is an excellent loan officer. He gets the job done quickly, efficiently and does what he says he is going to do. It is always a pleasure to work with him.
Eric Belling - client
Chris provided timely, high quality services to my fiance and I during our loan application and approval process. I would recommend Chris to anyone seeking a well-organized, knowledgeable, and responsive mortgage broker.
I was very pleased with the process and results with my home mortgage refinancing. Christopher's professionalism impressed me so much I chose to work with him again to refinance.
Lani Sanethong, Realtor, Virtual Homes Real Estate
Several of my clients have used Chris to obtain a mortgage for their home purchase. He has always been very diligent and has been able to offer programs that other lenders do not have available. I know that when I send a client over to him, that he will provide the highest level of service and care. I continue to recommend him to my clients, and in fact, I have contacted him for my own refinance!
Jody Haseltine - client
Christopher did a superb job in handling our re-mortgage. He walked us through each detail and made the transaction easy and professional.
Daniel Alosco - client
Chris is easy to work with, fully knowledgeable of all products and services, and explains things simply and accurately. I enjoy working with Chris on any type of project and will continue to seek his advice in the future.
Michael Zupanick
Christopher has provide on-time, detailed service to me and my wife regarding our home mortgage. On 2 occasions, he has been able to negotiate favorable results by being inventive and implementating resources not always known to the average consumer. Should the opportunity present itself, I would seek the advice and expertise of Christopher before any other service provider.
Brandon Morris
Chris worked on my original mortgage and also on my refinance (he contacted me to let me know about an amazing rate I could lock in at). Chris is professional, hard working and takes the time to explain the details. I also found him to be extremely goal oriented...getting the customer what they need and also loweing my monthly payment!
Dave Paquette, Wholesale Account Manager, Merrimack Mortgage
Chris is the consummate professional, his knowledge of the mortgage business is a huge benefit to his customers. Chris has a lot of energy combined with determination and has demonstrated the resiliency to succeed in a tough market. His attention to detail is one of his key competitive advantages.
Michael Panza - Vice President of Sales and Operations, Globelend Mortgage
I've known Chris for a long time dating back to 2003. He is someone you can count on to help you out in a time of need. He is fantastic at follow up and even better at following through. He is someone i grew to work with and could truly trust his judgement and his business ethics. He will be successful in any endeavor he is involved in

Sales Manager at Sierra Pacific Mortgage Company - Equal Housing Lender