State Licensed Mortgage Originator in AZ, CA, NV, WA Certified Instructor to teach REALTOR ® Continuing Education courses Mortgage LO since 1998 Assist in REALTOR® Building Business and Coaching
Get to know Cindy Hallas
Daughter of a 35 year veteran police officer of the City of Phoenix. Cindy grew up knowing what is right from wrong. Waking up every morning with the integrity and the mind set to do the right thing and go to bed knowing it has been accomplished. The best interest in a mortgage transaction is always for the client.
Cindy Hallas started in the mortgage industry on June 1, 1998 when the industry was still based on the determination for mortgage qualification. Mortgages were qualifying only with full loan packages: 3 years tax returns, 6 months bank statements with at least 10% down payment and 6 months extra reserves in the bank.Presenting loan documents can make or break the ability to qualify for a mortgage. Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. Cindy has had the opportunity to take over many declined loan packages and turn them into complete purchase and refinance transactions with accurate information.
With Cindy's vast experience in residential, construction, land, lot and equity loans, she has financed many loans from $10,000 as large as $4.7 million. Cindy has financed for doctors, lawyers, self employed clients, investors, professional athletes, teachers, first time homebuyers, and many other types of clients. Regardless of the client or their occupation, each and every one is qualified as an individual and each loan application is processed with special care. Clients are not just a number.
With a variety of loan programs and an established network of lenders, the best loan for your individual need will be found and placed for your best interest with a competitive rate and low closing costs. Conforming, JUMBO, FHA, VA, USDA Rural housing, and much more are available.Cindy takes pride in high touch and hands on dedication with each and every customer. She's available during the week, evenings, and on the weekends. Additionally, she will work with you directly, meeting at your office, home, or another environment that is convenient for you and agrees with your busy schedule. Cindy has teamed up with Real Estate industry professionals to better service you as the customer. Allow her knowledge and experience to guide you in the right direction so you can be sure all your financing options are presented to you so you can make the right decision for you and your family.
Cindy has personally trained many individual loan officers and processors in this business. She has assisted branch managers with their business structure and with establishing their goals and expectations. Cindy works directly with relocation companies which assist clients moving from one part of the country to another with ease, giving the client the confidence they have made the rigfht decision in working with her. She has established a strong reputation for hard work, goal oriented, service driven, ethical practice with great urgency when conducting business each and every day. Cindy will take the stress and hassle from you and with her professional and honest staff, they will close your loan with ease.
Mortgage Loan Officer | NMLS 334571
AmeriFirst Financial, Inc. | NMLS 145368
15333 North Pima Rd Suite 205
Scottsdale, AZ 85260
Direct: 480.339.1830 | Fax: 480.339.1444
email@example.com | www.cindyhallas.com
Cindy Hallas's Blog Posts
Cindy Hallas works with all buying types. From the first time home buyer to the seasoned investor.
Mission Statement:Setting higher standards in the mortgage industry starting with the highest level of customer service and putting the client first. With integrity, morals, and knowledge, we will provide the largest variety of programs with the most competitive rates, closing costs and payment.
Top Producer several times
ASL Loan Officer
Certified Instructor to Teach Continuing Education for Realtors