Coast Mortgage Group (Coast Mortgage Group) Mortgage and Lending



Coast Mortgage Group
location_on Costa Mesa, CA — Coast Mortgage Group
Get to Know Coast Mortgage Group

We are mortgage planners. Coast Mortgage Group has developed a process called The Mortgage Concierge Program. It provides unique services and strategies to simplify the mortgage process and help you achieve your personal and financial goals.

Are you thinking about purchasing a new home? If you own a home, when was the last time you had a mortgage check-up?  At Coast Mortgage Group our focus is on creating a mortgage plan that coincides with your short and long-term financial goals. A mortgage is typically the largest indebtedness you will ever have, so you need an experienced professional guiding you through the process, and to answer your questions so that you’ll know with confidence that you have made the right choice.

What does our commitment to mortgage planning and personal service mean to you? It means that we focus on you and your financial goals. Anyone can line up a great looking rate for you but we take the time to fully explain your mortgage plan and loan program, making sure you understand what loan program you are in, therefore protecting you from rate or payment increases. The lowest rate on the wrong strategy can cost you thousands of dollars over the life of your mortgage!

Not sure if you can afford your dream house? We have various flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a concern? Some of our programs not only don’t require a down payment, but also cover some of your closing costs as well. Most importantly, a pre-qualification will ensure that you know what you can truly afford.

Have questions about your credit? When was the last time you had a credit review? We can help you understand the effects of your past credit while showing you how to strengthen your present and future. Our network of wholesale mortgage lenders enables us to find you a lender who is most understanding of your situation. Have great credit? Our lenders reward your good credit with great programs.

Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, we can serve you. Call us now at (949) 340-3531 or Contact Us online. We’ll show you how quick and easy it is to get started. If you want to stop by our office, we are located at the corner of MacArthur Blvd. and Jamboree Road, across the street from Lexus of Newport Beach in the Centerpointe office center.


Our Mortgage Planning Purpose

Our practice specializes in helping clients purchase their dream homes, and creating mortgage plans that eliminate debt and foster wealth creation.

Our mortgage planners will give you the personalized attention that you deserve to ensure that you find the right loan product for you. We go out of our way to make sure that you are have all of your questions answered and are satisfied with your loan. Maybe that’s why referrals are the cornerstone of our business.

Contact us now so we can review your needs and start putting you into your dream house today.

If you would like to make an appointment to visit our office, please contact us at (949) 340-3531. Our office is on the corner of Jamboree and MacArthur Blvd. across the street from Lexus of Newport Beach.

Our Team

Galel Fajardo, CMPS - President and Mortgage Planner

Galel Fajardo is a nationally-recognized Certified Mortgage Planning Specialist. He is often featured on various online publications for his vast knowledge in the field of real estate financing and mortgage planning. He has written many articles on these subjects, and is frequently consulted by various organizations for his thoughts and opinions on the mortgage industry.

Emily K. Fajardo - Vice President

Linda Ulm - Sr. Loan Processor 

Eddie Spangler - Mortgage Planner

Karen E. Sasso - Mortgage Planner 


We are a mortgage planning practice based in Orange County, CA that serves to help our clients create mortgage plans that coincide with their financial, estate, insurance, and tax plans.