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Mortgage and Lending |
RAINER 4,271 |
| First Financial | ||
| location_on Morristown, TN — First Financial Group TN LLP | ||
| insert_link http://www.firstfinancialgroupllp.com | ||
| web First Financial's (csolorzano) Blog | ||
First Financial Group LLP is a new Brokerage Firm in Morristown TN, however the partners of this new venture have over 12 years of lending experience. One of the partners also has insurance brokering experience as well as real estate laws. The other partner also has experience in Consumer Law. Combined these experience can and will overexceed any expectations a client may have for their brokerage. We are able to help answer many questions you may have.
The basis and foundation of First Financial Group, cam from the small lending form we owned and operated in Miami, Florida. Due to the fallout of subprime mortgages we were forced to exit the lending industry. We however are excited to announce the opening of our mortgage brokerage in Morristown, TN. We have been following all of the new regulation changes the mortgage industry has and will be facing. We firmly believe Morristown, TN and the Lakeway Areas are growing areas. Thus our decision to open a firm here in the country.
Our firm will specialize is all tyrpes of loans, be it residential, industrial, commercial, and or agricultural. As a wholesale lender we have many choices of lenders at our fingertips vs being a one lender bank such as Bank of America, etc. Wholesaling loans are normally better priced than those of a retail lender. For more information regarding this please contact us.
The founders of First Financial Group LLP are hispanic making us bi-lingual which gives leverage to Loan Officers seeking to expand their client data base.
Clients who think they will never be able to purchase due to low scores should call us. We always offer FREE credit score boosting to those who dream of home ownership. For more information please contact our office.
Should you talk to a mortgage professional before house hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things. It's short and to the point, and we keep the paperwork to a minimum!
Once you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.When you find a house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage will do a couple of things. First, it lets you know how much you can offer. Your real estate agent will help you decide on an appropriate offer, but being pre-qualified gives you the confidence to know you can follow through.
More importantly, to a home seller, your being pre-qualified is like you walked into their house with a suitcase full of cash to make the deal! They won't have to wonder if they're wasting their time because you'll never qualify for a mortgage to finance the amount you're offering for the home. You have the clout of a buyer ready to make the deal right now!
You can always use the calculators available on our site to get an idea of how much mortgage you can afford -- but it's important to meet with us. For one thing, you'll need a Pre-Qualification Letter! For another thing, we may be able to find a different mortgage program that fits your needs better.