Are you looking to buy a first home? Buying a second home or an investment property? My combined experience of over 20 years in the mortgage industry will certainly make the process of obtaining a loan a successfull experience for you! I started my career in the mortgagae field as a Loan Processor and Office Manager for our family owned mortgage company, specializing in FHA, VA and Conventional loans. Please take a moment to complete a free prequalification, I will personally contact you to discuss your loan options. 

My husband and I live in the beautiful Florida Keys where our passion for boating and nature allow us to enjoy many outdoor activities all year round. Together we have six children and nine grandkids!!! 

I am proud to be a Rotarian and a member of the Rotary Club of Key Largo. I am also a Guardian Ad Litem and am involved in many charitable community events. This past year I founded an organization called  TIPS, Teen Intervention and Prevention Services of the Florida Keys. Our mission is to Raise Awareness through Education and I hold Primary Prevention classes and workshops throughout Monroe County schools for middle and high school students where we discuss Anti-Bullying, Peer Pressure, Social Media and Conflict Resolution among other topics. 

Wether you are looking to purchase a home, refinance your existing residence, buying a second home or investment property I believe you can trust that I will have your best interest at heart when it's time to select a mortgage product. 

www.estherfernandez.net