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Grace Chopra (Exodus Financial) Mortgage and Lending

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2,800

Grace Chopra
location_on Upper Marlboro, MD — Exodus Financial
Get to Know Grace Chopra

About the Owner, Grace Chopra

When it comes to helping people who are in a financial bind, few are more ideally qualified than financial counselor, Grace Chopra.

Grace started Exodus Financial in 2005, just as the foreclosure crisis was beginning to take its toll. Grace was moved to act as she witnessed the devastating impact that foreclosures had on the families in her community.

Grace is truly committed to positively impacting the lives of others and understands that quick-fix remedies are fleeting and generally don’t work. That’s why a component of her successful strategy includes identifying the emotion and behavior that drive people to make bad decision. She studied counseling psychology in order to better equip her to understand the human behavior so that she could better serve her clients.

Grace received her certification as a credit counselor through the National Association of Certified Credit Counselors. She also received her certification in Housing Counseling. As a result of her experience in foreclosure prevention, education, training, background and sheer dedication, she has helped homeowners save hundreds of homes in the community.

Grace understands that financial illiteracy has stood in the way of generational wealth for many families in the community. Grace has worked for one of the largest nonprofits in the Prince Georges’ County Maryland area, assisting with the creation and management of financial counseling programs. These programs have received financial support from major financial institutions, including Bank of America, Wells Fargo, JP Mortgage Chase Bank and others.

Grace is an active member of the People for Change Coalition and the Financial Counseling Network. Grace is also a Real Estate Investor.

When she is not working Grace enjoys time with her family, traveling, occasionally volunteering, community events and always reading inspirational and personal growth books.

Certifications

National Assoication of Certifed Credit Counselors

NCHEC Certification in Housing Counseling

Cerificate in Credit Specialist

Life Coach Certification (In Progress)

 

Awards

 

My greatest Award is using my God given gift to change lives for the better!

Testimonials
Pastor James
04/07/2016
Hi Grace Thank you so much for all the help you all gave to me. You started out by getting my credit score, which was very low, instructed me how to get it back on track, and stuck with me all the way through the process and also help me to refinance my house so that we could secure the church building that I am pastor of. I am happy to say that in those few months I am debt free and have started a savings account. Oh, by the way, my credit score is very good now. Thank you again James
Anthony B.
03/07/2015
Grace has literally lived up to her namesake. I have tried credit agency after credit agency to help fix my credit, which for the most wasn't that bad. I paid a little over $1000 to a well known agency for them to eventually tell me that there was nothing they could do. At that point I was burned! I almost went and paid another person $1500 to repair what I needed. My situation was also different in that I needed a 1.5 month turnaround. With credit agencies however they operate on 30/60/90 day turnarounds. So I was really asking for something impossible. Until Grace.... Right before I made the decision someone recommended Grace to me. Now at this point I was VERY skeptical! She assured me that she could help but because I did not have success in the past I thought her claims to help were empty words. I decided to invest the incredibly reasonable fee she asked for and put my trust in her. I did everything she asked for in a timely matter. And waaaay before I expected I received notification from two agencies that my charges were removed. I was shocked! She lived up to her mantra of under promising and over delivering!!!! Years and dollars trying to fix something that she did in weeks! The last agency just rolled through and the same thing occurred! I am forever grateful to Grace and Exodus Financial because clearly I have been graced to exit the financial crisis I was in. Moreover because of that removal I was approved for the school loan I needed. I will forever be a promoter of Grace and her work!!!
Donna J.
08/04/2014
August 4, 2014 Grace Chopra Exodus Financial LLC 1300 Mercantile Lane 134 D Largo, MD 20774 Dear Grace, I would like to express my pleasure in regards to the service that I have consistently received from you since our first contact. I truly appreciate the quick and thorough responses and your professionalism is excellent. My dream was to provide a safe and loving environment for my children, and with your assistance, I am finally certain that this will happen in the very near future. I love your spirit and optimism. Thank you Grace. Best regards, Donna J.