Michael  Cantwell (Envoy Mortgage - NMLSR ID #644428)
NMLSR ID # 644428

11380 Prosperity Farms Road

Suite # 217

Palm Beach Gardens , FL 33410

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I have been in the mortgage business since 1987. I specialize in FHA, VA, FHA 203K and Conventional Renovation loans.

Get to know Michael Cantwell




I am a Sales Manager for Envoy Mortgage.  I have been in the mortgage industry since 1987. We are one of the top lenders in the country and direct source of Home Mortgages. I specialize in State of Florida and many Local Housing Finance Agency Down Payment Assistance Grants and Second Mortgages that can often be combined with  FHA, VA,USDA and Conventional First Time Buyer Programs.  I also have managed Renovation Lending programs like the FHA 203(K)  and the FNMA Homestyle Renovation Programs for the top Renovation Lender at the time.

I am also a Homes for Heroes Mortgage Specialist for our South Florida, Palm Beach and surrounding areas.

It is my pleasure to serve the needs of our local heroes just as they serve us every day.  I have been a mortgage banker since 1987 and i have always had a strong desire to help my community build wealth and security through the financing of real estate.  I have always made sure that I exhausted every loan program available, leaving no stone unturned when trying to find the help that my clients needed to achieve their goal of homeownership.  I have strong ties to our local community Housing Agencies in Palm Beach, Broward, Martin and St. Lucie Counties.  This allows me to uncover any local grants and assistance our housing authorities offer so I could combine these programs along with the exclusive Home Benefits that Homes for Heroes offers it members.


About us:

As a resident of Palm Beach County, my main focus is home financing transactions in the state of Florida. I consider myself a valuable resource to my professional referral partners.  I enjoy sharing ideas on how to deliver the greatest level of customer service in the industry.  I love building client relationships with every encounter for both myself and my business professionals.  I have been in the business for over 32 years and have learned that aligning yourself with top-notch professionals and treating each customer with an unsurpassed level of service, they will come back to you again and again.


The main cities in Palm Beach County and surrounding areas that I offer mortgages in are Jupiter,Palm Beach Gardens, North Palm Beach, Royal Palm Beach, Riviera Beach, West Palm Beach, Lake Worth, Palm Beach, Jupiter Island, Hobe Sound, Tequesta, Stuart, Palm City, Ft lauderdale,

Boynton Beach, Delray Beach, Boca Raton, Juno Beach.





The views expressed in my website are mine and do not represent the views of Envoy Mortgage.


Envoy Mortgage is An Equal Housing Lender.




Michael Cantwell's Blog Posts




I have been teaching Mortgage Preperation Classes with HUD approved non-profits since 1999.  I am known for my expertise in Down Payment Assistance Programs, Local Grants, Homes For Heroes Benefit Program Government loans and Renovation Lending including the FHA 203k loan.  I love working with first-time homebuyers. Nothing makes me happier than helping someone realize their homeownership goals.



The views expressed in my website are mine and do not represent the views of Envoy Mortgage.




Jupiter Tequesta Hobe Sound, JTHS, Affiliate of the Year, Mercer County NJ Affiliate of the year and Board of Directors Affiliate Member Mercer County NJ

Service Areas (2)
  • Palm Beach Gardens, FL
  • Jupiter, FL
  • Boca Raton, FL
Specialties (3)
  • Buyers
  • REO/Bank Owned
  • Residential
Languages (1)
  • English