I have been in the real estate business for over 30 years.

I understand the short sale process and I understand foreclosures. I used to teach the foreclosure class at Learning Tree University.

I have the ability to help home owners who are going into default on their mortgages or who may be in default on their mortgages.

I understand how to negotiate with banks which allows me to help home owners who may be having mortgage problems find a solution to their cash flow problems.

I understand the deal and I understand how to make the financing work.