Kris Krajecki, Mortgage Broker Huntley, IL (Kris Krajecki - FOX VALLEY MORTGAGE - Huntley, IL)
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Huntley 's #1 Mortgage Man For purchase, refinance, cash out home equity! RATE ALERT Welcome to Rate Alert. Now you can easily track mortgage rates to help you determine when you should refinan

Get to know Kris Krajecki

Huntley Illinois #1 real estate mortgage man for new home purchase, refinance and cash out home equity rates! Serving Huntley, Lake In The Hills, Algonquin, Crystal Lake, Elgin, South Elgin, Pingree Grove area, as well as all of McHenry and Kane County and beyond...

 

I am committed to helping you find the right mortgage product for your needs at the best rate. I understand that every borrower is different, and I can offer a variety of loan products and programs to meet your individual requirements. I make the mortgage process simple and straightforward by explaining every detail, so you can feel comfortable knowing that you are making the best choice for you!

 

Why use Kris Krajecki,
YOUR mortgage broker
instead of a bank?

I have the ability to place your loan and shop your loan to several mortgage banks, and you only need to fill out one application, and many times a broker can reduce your fees and well as your rate and place the
loan with the very same major bank you might have wanted to visit. Brokers are also well known for their
quick turnaround time. I work with my borrowers and Real Estate Agents on evenings and weekends as well! Banks will not service you with any credit problems or disputes. I repair credit and will dispute any credit issues for you at no charge. Call Kris Krajecki at American Mortgage Werks, your full service Mortgage Broker.

 

Kris KrajeckiMortgage Specialist

 

Huntley Illinois #1 real estate mortgage man for new home purchase, refinance and cash out home equity rates! Serving Huntley, Lake In The Hills, Algonquin, Crystal Lake, Elgin, South Elgin, Pingree Grove area, as well as all of McHenry and Kane County and beyond...

 

I am committed to helping you find the right mortgage product for your needs at the best rate. I understand that every borrower is different, and I can offer a variety of loan products and programs to meet your individual requirements. I make the mortgage process simple and straightforward by explaining every detail, so you can feel comfortable knowing that you are making the best choice for you!

 

Why use Kris Krajecki,
YOUR mortgage broker
instead of a bank?

I have the ability to place your loan and shop your loan to several mortgage banks, and you only need to fill out one application, and many times a broker can reduce your fees and well as your rate and place the
loan with the very same major bank you might have wanted to visit. Brokers are also well known for their
quick turnaround time. I work with my borrowers and Real Estate Agents on evenings and weekends as well! Banks will not service you with any credit problems or disputes. I repair credit and will dispute any credit issues for you at no charge. Call Kris Krajecki at American Mortgage Werks, your full service Mortgage Broker.

 

Kris KrajeckiMortgage Specialist

Kris Krajecki's Blog Posts

Certifications

American Mortgage Werks (AMW) offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: This is just a short list of our products.Many more options available. 50 YEAR MORTGAGE Term: 40 years   Significantly lowers you monthly payment f 40 YEAR MORTGAGE Term: 40 years   Maximum Amount: $417,000 40 YEAR JUMBO Term: 30 years   30 YEAR FIXED RATE IS FIXED FOR THE 30 YEAR TERM OF THE LOAN Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 30 YEAR FIXED INTEREST ONLY Interest only for the fist 120 months then becomes principal and interest payment. Term: 30 years   Maximum Amount: $417,000 30 YEAR JUMBO FIXED RATE IS FIXED FOR 30 YEAR TERM OF LOAN. Term: 30 years   Maximum Amount: $650,000 30 DAY LOCK PERIOD 20 YEAR FIXED RATE IS FIXED FOR 20 YEAR TERM OF LOAN. Term: 20 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 15 YEAR FIXED RATE IS FIXED FOR 15 YEAR TERM OF MORTGAGE. Term: 15 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 15 YEAR JUMBO FIXED RATE IS FIXED FOR 15 YEAR TERM OF MORTGAGE. Term: 15 years   Maximum Amount: $650,000 30 DAY LOCK 10 YEAR FIXED RATE IS FIXED FOR THE 10 YEAR TERM OF THE MORTGAGE. Term: 10 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 1 YEAR ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 1 YEAR AND THEN ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 1 YEAR JUMBO ADJUSTABLE RATE MORTGAGE RATE ADJUSTS ANNUALLY Term: 30 years   Maximum Amount: $650,000 30 DAY LOCK 3/1 ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 3 YEARS AND THEN ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 3/1 JUMBO ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 3 YEARS, THEN ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $650,000 30 DAY LOCK 5/1 ADJUSTABLE RATE MORTGAGE INTEREST RATE IS FIXED FOR 5 YEARS.  AFTER 60 MONTHS IT ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 5/1 JUMBO ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 5 YEARS AND THEN ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $650,000 30 DAY LOCK 7/1 ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 7 YEARS.  AFTER 84TH MONTH THE RATE WILL ADJUST ANNUALLY. Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK PERIOD 7/1 JUMBO ADJUSTABLE RATE MORTGAGE RATE IS FIXED FOR 7 YEARS AND THEN ADJUSTS ANNUALLY. Term: 30 years   Maximum Amount: $650,000 30 DAY LOCK 30 YEAR FIXED STATED INCOME RATE IS FIXED FOR 30 YEAR TERM OF MORTGAGE.  INCOME IS STATED ON APPLICATION AND NOT VERIFIED.  FULL ASSETS VERIFICATION IS REQUIRED FOR THIS PROGRAM.   680 SCORE REQUIRED WITH LOAN TO VALUE AT 80% OR LOWER.  WE HAVE OTHER PROGRAMS THAT WAIVE THESE REQUIREMENTS. Term: 30 years   Maximum Amount: $417,000 30 DAY LOCK FLEX 100 100 FINANCING FOR PURCHASES WITH A 30 YEAR FIXED RATE. Term: 30 years   Maximum Amount: $417,000 MUST BE OWNER OCCUPIED SINGLE FAMILY RESIDENCE, CONDO OR PUD.  NO RESERVES REQUIRED AND NO INCOME LIMITS.  GREAT NO MONEY DOWN PROGRAM. SHORTCUT MORTGAGE (no income or asset verification minimum 700 score) REFINANCE YOUR CURRENT MORTGAGE OR PURCHASE A NEW ONE WITHOUT PROVIDING AND PAYSTUBS OR ASSET INFORMATION.  CAN BE USED WITH 30 YEAR AND 15 YEAR FIXED OR 3/1, 5/1, AND 7/1 ARMS. REQUIRES 700 CREDIT SCORE AND 10% DOWN PAYMENT OR EQUITY. Term: 30 years   Maximum Amount: $417,000 REVERSE MORTGAGES     OPTION ARMSTerm: Varies Maximum Amount $650,000     JUMBO LOAN PROGRAMSTerm: 1-30 years Maximum Amount: Up to 2.5 million