Jay Oku (Academy Mortgage Corporation)

1833 S Coast Hwy.

Suite 210

Laguna Beach , CA 92651


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Ethical and Superior Lending Services. Helping Families, Investors and Our Service Members Navigate the tight lending environment with less stress

Get to know Jay Oku

Over 90% of Home Buyers are doing their Due Diligence online so it is no surprise that you made it here! Thank you for visiting.

You are considering financing Hundreds of Thousands of dollars; it is a sound financial practice to check with at least one other lender to see that you can trust me.

I can provide Jumbo loans up to 80% LTV on loans up to $2 million, I have substantial experience in VA loans and have a powerful team supporting me.

We all realize that without our customers, we have no business. Our customers mean everything to us.

My strengths are identifying with customers needs, finding them the right program, helping them qualify for the best rate and saving them money over time. I am a transparent compliant lender and I disclose "everything" on the GFE the first time around so there are no suprises at closing. On many occasions I pay VA non allowable closing costs and provide sound advice on various loan programs and options etc.

With a tightening credit market I have over a decade of experience in the industry, I nurture and value my positive relationships with my underwriters; in return they can help me obtain approvals that many other lenders have to decline with their insight and vast experience.

Buying a new home or refinancing your home is a source of anxiety, frustration -- and a huge sense of accomplishment - I educate every first time home buyer in the real estate process so they become investors not just home owners.

You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust Jay Oku to find the mortgage loan that best fits your needs, too.

Honolulu and North Shore Chamber of Commerce Member Licensed Real Estate Salesperson and Loan Officer in CA Licensed Mortgage Solicitor in HI Volunteer for Lanakila and the Special Olympics Surfrider Foundation Member "Ambassador of Aloha" for the Visitors Aloha Society of Hawaii North Shore Chamber of Commerce Chairman for the Disaster Preparedness Committee Board Member of Surfing Medicine International Board Member of the Haleiwa Arts Fesitval Red Cross Certified CERT Trained

Jay Oku's Blog Posts

Certifications

I like to say I am an expert in educating society about credit and real estate financing. I align myself with professionals that want to do what is right for our clients and not just make the most money possible.

I am an expert in Ethics, Trustworthiness and Accountability. I am a credit repair expert with 36 hour Rapid Rescores and a high success rate Government Loan and VA Specialist