James Holtz (Vitek Mortgage Group) Mortgage and Lending



James Holtz
location_on Lincoln, CA — Vitek Mortgage Group
Get to Know James Holtz

I believe in complete honesty and informing my clients of every aspect of the loan process. I pull no punches, and make no promises that I can't keep. No BS from me, I make sure that I get the best loan suited for each individual, based on their wants and needs. I also believe in building long-lasting friendships with all those I work with. My strength lies in building long-lasting friendships. The more personal you become with your clients, the more they become at ease and the more likely they will do business with you.


I moved to the Sacramento area from San Francisco 2 years ago with my wife Fritzie and 4-year old daughter Michaela. I am excited about living in the Lincoln area as I recently purchased a new home, which is ideally situated near many shopping areas and schools. I love traveling/running/spending time with my family when I am not working.


I specialize in all aspects of the lending business. Whether you are a first-time homebuyer, or looking to refinance or use the equity in your home to take cash out or consolidate debt, I can accomodate you. With over 140 in-house and outside lending institutions I deal with, and over 200 loan programs, I can together an ideal loan package for anyone.


Highly-experienced loan consultant looking to establish trusting and ethical relationships with new clientele, local realtors and other bus. professionals throughout Placer and surrounding counties