Joshua Duda, Mortgage Banker (Franklin American Mortgage - NMLS ID # 158383) Mortgage and Lending



Joshua Duda
Mortgage Banker
location_on Springfield, MO — Franklin American Mortgage - NMLS ID # 158383
Get to Know Joshua Duda

I have been a loan officer in the Springfield area for 16 years now.  I am the Branch Manager of a nationwide Mortgage Bank called Franklin American Mortgage Company.  We underwrite all of our conventional, FHA, VA and USDA loans.  We draw our own docs and fund our own loans.  I go out of my way to spend extra time with each client going over the loan and programs so that they are well educated and understand the process.  I have a commitment to my borrowers and to excellence.  I have been commended by my clients, Realtors and other contacts for always returning phone calls. 


 I specialize in government financing which are FHA, VA, and USDA loans.  I also do Conventional mortgages.  Most of my business is purchase business from Realtors and I work mostly with first time home buyers.  I still offer 100% financing on a special loan that we at Franklin American Mortgage and are delegated to underwrite ourselves.  No down payment required.  It's a 30 year fixed loan with conventional interest rates.  It has low monthly mortgage insurance and a 620 credit score minimum requirement for qualified areas.  It is a great program!  Veterans there is 100% financing available for those who qualify.  620 mid score required and has NO monthly mortgage insurance.


Equal Housing Lender. Franklin American Mortgage Company NMLS 1599. I am a licensed mortgage originator, NMLS # 158383, and licensed to originate mortgage loans in the following state(s): Missouri.  To learn more, visit my Franklin American Mortgage website


2017 Chairman's Club - Production Award

2016 Chairmans's Club - Production Award

2015 Chairman's Club - Production Award

2014 Chairman's Club - Production Award

2013 Chairman's Club - Production Award

2012 Chairman's Club - Production Award


I have committed since day one of my career to be upfront and honest in every transaction I am involved in. Let me customize the best home mortgage for you.