Are you looking to purchase or build a new home, refinance your existing home, considering home improvements or investing in real estate?  Are you wanting a mortgage professional with knowledge, experience, and expertise who is committed to making your home financing experience both rewarding and stress free?  I offer some of the best products available and prepare a detailed step-by-step plan to obtain the right mortgage for you to achieve your personal goals and objectives.  Shopping for the best rate is important, but equally important is structuring your purchase or refinance in order to maximize your financial position. I use a strategic evaluation that helps you integrate the loan you select into your over-all short and long term financial and investment plan, to minimize taxes, improve cash flow and minimize interest expense. A smooth transaction is what you expect and I will walk you through the process step-by-step. More than likely, this is one of the largest and most important financial transactions you will ever make. You might do this only four or five times in your entire life, but I do this every single day. It's your home and your future. It's my profession and my passion.

When you choose me for your home financing needs, you are ensured a honest, knowledgeable, hardworking loan professional that will guide you through the loan process step-by-step.  I am committed to keeping you informed throughout all stages of the loan process to ensure that your transaction is as smooth as possible, and making sure that the loan program you choose fits your overall personal financial goals and objectives.  I want to be your home financing partner for life!

My goal is to provide to you the best products and service available, and that I not only earn your loyal business, but also the referrals of your friends, family, and colleagues.  Our success has been built by referral, one happy client at a time.  The greatest compliment I can receive is when you refer someone you know to me for their home financing needs.

Thank you for the opportunity to serve you!