Julia Tse (408Home&Loan) Real Estate Agent



Julia Tse
location_on Cupertino, CA — 408Home&Loan
Get to Know Julia Tse

I have a strong team with licenses in Real Estate.  We are global agents who connect sellers with international buyers. 10 reasons to work with me:

1. Exposure: I distribute your listing to dozens of the most trafficked websites in the world that include: Google, Oodle, Craigslist,, Trulia, Zillow, Homefinder and many others.

2. Reach: My global affiliations with the national market allows me to immediately distribute your listing to real estate agents throughout the country.

3. Expertise: You are represented by an experienced, full time Sales Associate that not only specialize in my local niche markets, but possess a deeper knowledge of local conditions that ultimately enhances my ability to negotiate on your behalf.

4. Concierge Services: Every inquiry I receive on one of my listings will be expertly handled with professional courtesy by a licensed and highly trained Realtor. It’s the best way for me to assure that my client’s critical needs are being met to exceed expectations.

5. Marketing Savvy: I create customized, professional quality marketing materials for each property I represent that are used to effectively promote the property via direct mail and newsprint, as well as local, regional & other consumer publications.

6. Reliability: I know that pricing your home right the first time is critical to getting it viewed by more people and sold in a shorter time span. I employ a series of the most effective analytical tools available to derive the best price for your home. Request a Free Home Evaluation

7. Technology: I see a distinct parallel between technological advancements and providing benefits to the client. That’s why I have launched a leading edge website built with the latest UI and design standards in order to provide buyers the best real estate search experience in the area and sellers the best means by which to promote their properties.

8. Innovation: I am always looking at ways to broaden my market reach through “real time” technology. By utilizing applications such as iPhone, Blackberry and Google Search I allow your home to be effectively marketed and promoted in an increasingly mobile environment.

9. Connected to the Community: What matters to my clients is what matters to me. That’s because I not only work in the communities I serve, but I live and play here too. I make it my business to know what’s happening in the market, not only today, but every day.

10. I am the Choice in our Market: I am steadfast in embracing the future of real estate. By creating innovative solutions for tomorrow’s challenges, I will set the standard for business values, based on the image established by our founders and meet the needs of the clients I serve through changing times and thus, be the Real Estate Team of choice in our market, today and tomorrow.

We help families build a strong financial houses to reduce debt and increase wealth.  We provide solutions for all real esate problems.


We are specialize in SF bay area.

We provide very competitive loan programs.

Real Estate Broker license

Certified Distressed Property Expert©

Property Management Certification

 GRI, and e-PRO


Xianmin Z
Julia helps me buy my first house. She is very patient, never rush, tell me every steps. I learned so much from her. She is definitely my RE advisory from now on. Thank you, Julia!
Shao L
Julia help me find this property with hard money lender; I quickly fixed it up and sell it, make nice profit. We will do it again. Thank you Julia.
Nancy Sun
Julia Tse is a very effective and knowledgeable agent, through her zealous effort and honest hard work, she helped me sold my house within a short period of time and reached my goal. I appreciate her very much and if you think about to sale your house or try to buy one, I would seriously recommend you contact Julia Tse, I believe that you will satisfy her service. Sincerely, Nancy Sun
Javier R
Our experience selling our house with Julia Tse as our agent was great! Julia Tse guided us well and was punctual with all the paperwork and deadlines. She coordinated and scheduled all the needed inspections. She is very efficient and highly professional and made the whole transaction quick and smooth. We highly recommend her as an agent.
Tuan L
Julia Tse is very professional and dedicates Real Estate Agents. There is time I don't understand the term or the process, she patiently explain clearly. The process she works is very organized and fast makes you feel very confident for choose the right agents. Before I met her, I’m also heard a lot of good things about the way she work with clients and they are very happy with her. I am very happy and grateful for all her help
Holly K
Julia,we wanted to say thank you for a job well done. Your professionalism was simply outstanding. At every stage of the process, you took your time to fully explain what was required on our part. We felt totally secure, knowing we were in good hands. You can count on us referring our family and friends to you. Once again, thank you for your all your help!
Carmen M
I interviewed many agents before I sell my home. I am an old lady with a lot of beautiful items in the house. Many agents told me to get rid of them. I have quality good items and many of them are unique, antiques. Julia was looking for a house for her buyer in the neighborhood and we met. She told me to do a moving sale, and she also warmed me that I may need to pay tax since I have a lot of equity. No one told me that! Right at the moment, I felt she care for me more than just the commission. For the next few months, she helped me with the moving sale. She even drove me to the hospital. I felt she is my daughter rather than my agent. When it is time to sell the house, her team is great! I gave her the key, cleaning; painting; photographs all are being taken care of and I got a big Proceeds check!! Cannot trust anyone but Julia Tse!
Steven L
Julia, I just want to drop a note saying thanking to your team. You have super team in managing properties. Thank you for taking care of the leaking sink in my Santa Clara rental house. Oh, the painting job was terrific in my Sunnyvale house. The new tenants just moved into my Mountain View condo are great, they are very friendly and the little kid is very cute too. I am buying more rental houses, and I will love to have your team to help me manage them. Can you expand your property manage area to cover East Bay, North Bay or even Tracy, Sacramento?
Kay C
What can we say but thank you! Your commitment to the sale of our home was remarkable, to say the least. Frankly, you are a passionate and hard working professional. On top of all this you sold our home for top dollar. We will definitely refer our family and friends to you
Lily L
In the age of over promises and under delivery, you proved to be a dependable professional. You did exactly what you promised and more. Our home sold rather quickly and we received exactly what you said to expect. It was a pleasure having you as our agent. We will definitely refer our family and friends to you
Agatha S
Julia helped me to purchase my first home. With zero experience on real estate market, Julia patiently guides me through the whole complicated process. She helped me to select properties that suite my financial situation, and most importantly, she is not pushy at all and comfortable to work with. She is extremely knowledgeable about the real estate market and loan processing. She is always accessible to answer any questions I have and offer wise advice. The transaction goes very smooth. I highly recommend Julia to anyone. Thank you Julia :)!!
Selina W
Julia is very knowledgeable and professional in the real estate field. She does not push you for making an offer and is honest in telling you the environment of the house that you want to buy. For example, she told me there was a railroad near the house that I want to buy so that I have the whole picture. Some agents will hide some unfavorable facts from you so that they can have the deal done soon. Julia wants to have a long term relationship with the customers. Thus, I highly recommend Julia to anyone
Beverly L
Wow, Julia's team is great! They help me sell a house in San Leandro and buy one in Mountain View. Transactions went very smooth; I don't need to worry anything. They keep me updated and they took their time to explain what was required on my part. I felt totally secure, knowing I am in good hands. I certainly refer my family and friends to them. They are super!!
Susan C
We can only say thank you for a job well done. You went over and above the call of duty when selling our home. You are an extremely diligent professional. It is no small wonder as to why our home sold quickly. We will certainly refer our family and friends to you
Casey W
Julia, I have some families issue and no choice but to sell my house. I called you for help to sell it. After listening to my story, you found a solution for me to keep the house. I was very happy after I heard your solution and after all, I love my house. Julia, you can simply sell my house and make your commission, but instead, you spent a lot of time to find me a perfect solution. I felt you are looking for what it is best for me. You are very honest and I am sure I can count on you. You are not my broker anymore, now you are my true friend. You bet I will refer anyone I know to you for real estate needs
Raymond T
Julia, thank you for the free ebook - "415 ideas to help you sell your home faster"; with this book's help, our home sold for 5% more within 3 weeks while other houses in the neighborhood stay in the market for more than 3 months. Thank you!
shao L
Julia helped me buy a short sale 4-plex, great investment property. With 20% down, I am getting over $2000/month positive cash flow. Best deal! I will buy more investment properties from her. She is great in analysis and help me run the numbers before investment
Cindy S
Julia,where did you learn the good negotiating skills? I cannot believe you can negotiate with the bank and help us buy a nice home in San Jose for $100,000 less than the market value. Your passion and commitment to service is great. I certainly will refer my family and friends to you!
David L
After looking for so many single family homes with our limited financing ability with other agents, we met Julia in open house. In our consultation meeting, Julia suggested us to look for duplex. In deep, she helps me buy a foreclosure duplex home in San Jose for $320,000. I rented out the other unit for $1000 a month and my family lived in the other units. My monthly mortgage is less than the rent I paid for my apartment. Julia, Thank you so much!
Mary C
With CD rate under 3%, Julia did a completed financial analysis for me and help me find a rental property in San Jose that fully paid by the rental income. The property costed $420,000 and my rental income is over $2800/month. Great return. Thank you!
Jeff C
Great loan program you got for us, save me thousands of dollars! Thank You!
Rebecca L
I asked Julia would like to help us to look for a house in mid Peninsula area even though she's not familiar with the area. This time she showed us her commitment & professionalism. She was very patient with us and made every attempt to send us additional information throughout our search. She made the entire process (including financing) very easy and straightforward for us. Her advice was valuable and it not only helped us to get our dream home but also helped to close the deal in two weeks (from making the offer to closing the deal). We would not hesitate for a moment to contact Julia for any future refinancing and/or real estate needs. In a world becoming increasingly self-centered, it's impressive and delightful to find someone like Julia who takes so much pride in her work and manifests that pride in commitment and dedication to her customer's needs. It will be my great pleasure to recommend Julia to anyone who is serious about buying or selling real estate in the Bay Area. Many thanks to Julia!
Dhana D
Julia helped us buy our first home. We appreciate her help very much. We went through the whole process, from searching houses in our desired area, writing an offer, negotiating the price for us and finally getting a deal done, she was always there to listen to our needs, gave us quiet useful and professional information which is very important for first time buyer. She is well above what we had expected from her. And the best of all is that she always keeps our interest in mind and always ready to get us a better deal. I recommend her to anyone who wants a smooth, professional and pleasurable experience of buying a dream home. She is extremely friendly and even after one year I do call her to get some useful tips. Sincerely
Ben T
Your proven professionalism and friendly personality made it very easy for use to trust you with the sale of our home. Right from the beginning we knew we had employed an agent who was capable in getting our home sold fast and for top dollar. We want to say thank you for providing superior service to us. You can count on us referring family and friends to you
Sixto M
Julia Helps me sell and buy house. The transactions were very smooth so I don't have to pay extra mortgage. The mortgage rate in my new house is one of the best, save me a lot of money! Thanks

Broker-Associate, GRI, e-PRO,CDPE - Serving San Francisco Bay or Silicon Valley area. Experience loan consultant for CA.