Welcome To Fort Walton Beach, Florida & The Beautiful Emerald Coast!

 And 100 miles of beautiful white sandy beaches and emerald green waters from Pensacola to Panama City, with Fort Walton Beach and Destin in the middle. 

Fort Walton Beach is home to Eglin AFB ~ Hurlburt Field ~ Duke Field~

Buying a home is one of the most important financial decisions you'll ever make.  A home can be an excellent investment because most houses increase in value over the years. Together we will outline the steps you need to take and the terms you will need to know in order to select the home and mortgage that best fits your needs and desires.

After a 20 year military career, I've been assisting new homeowners just like you for over 10 years now.  After coming here from Korea, I went through the process of being a first time home buyer, and I knew how daunting the task could be when you don't have anyone to guide you.  When you know what comes next, and what paperwork you need to have available, it makes all the difference in the world!

So after retiring from the USAF here at Eglin AFB, I decided what better way to help people relocating to this area, than to assist them with the most valuable puchase you've made in your life.  Let my experience and expertise be your guide and we will have fun in the process. 

While I have several designations behind my name, they don't mean anything unless I can make them work for you. I am a wizard with financing, and can assist you with finding the right loan program for you and your family. Anything from 100% financing, VA, FHA, Conventional, Rural Housing, and State Assistance.  There are 100's of loan programs out there, let me help you find yours.  Not sure if you qualify, call me first and we'll see where you stand.

The real estate market is ever changing. So I stay on top of the market by attending the latest courses on home ownership, financing, technology and laws.  Got questions?  I'm only an e-mail away.