Ken Phillips, "Going the Extra Mile is Part of My Daily Route!" (Alcova Mortgage LLC)
NMLS #159635 TN# 100251

5783 West AJ Hwy

Suite B

Morristown , TN 37814

Dedicated to giving my clients the ultimate client experience when purchasing or refinancing a home with me. Over 14 years of mortgage and financing experience. Come experience lending excellence!

Get to know Ken Phillips


Branch Partner for ALCOVA Mortgage LLC, currently with offices in Knoxville and Morristown, TN. Servicing clients and referrral partners throughout Tennessee with over 14 years of mortgage and financing experience specializing in first time home buyers, investors, and construction loans. Married to my beautiful wife Kim since 1986 with four children, Ben (25), Kristen (21), Bryan (18), and Kelli (17). Ben attended high school at Oak Ridge in El Dorado Hills, CA where he excelled at football earning numerous awards and setting school records which still stand today. He signed with and played football at Carson-Newman University in TN. In his red-shirt Freshman season Carson-Newman won the Division championship. Our daughter Kristen is starting her 2nd year of college at Utah Valley University. Bryan finished his high school football career at Farragut High School last season as 3rd all time in school history with over 350 yards passing and 47 TD's thrown. He is now in his Freshman year at Southern Virginia University where he continues his football career as QB.   My youngest, Kelli is a senior at Farragut High School and is excited about appling to colleges. We relocated to the Farragut area in January, 2008 and have really enjoyed it here. It's home for me as I was born in Jefferson City, TN and grew up in Brooksville, Florida where my parents moved when I was a young boy.

Ken Phillips's Blog Posts


I owned and oversaw a mortgage brokerage in Northern California with offices in El Dorado Hills, Carmichael, Cameron Park, and Paradise until January 2008 which employed 14 loan officers, 2 processors, 3 transaction coordinators, and support staff. The office achieved Gold Broker Status with Decision 1 Mortgage for volume from 2003-2006, Preferred Broker status with Bank of America Wholesale, 2003-2007. I originated over $560 million in loans from 2001-2008 and was recognized as the top originator in my company every month during those 7 years. I specialize in First Time Home Buyers, Investment Loans, and Construction Loans. There is never a deal too small or too difficult for me to try to do. My goal is to provide by clients and my referral partners the best possible experience during the transaction. If we currently do business together, THANK YOU! If you haven't used me yet, try me once and see why so many top producing agents have confidently referred their clients to me on a regular basis. I look forward to working with you soon!

Testimonials for Ken Phillips

  • Sharon Campbell, Keller Williams Realty

    "I have had the pleasure of teaming with Ken Phillips, Branch Manager of Acopia Home Loans, on multiple residential purchases. Ken takes great pride in servicing and supporting our clients. From the inception of every transaction through and including the closing, his service is unique. He listens to the needs of my borrowers and carefully matches the right loan product to accomplish the desired objectives. He communicates throughout the process to guarantee that there are no surprises. Most importantly, he carefully monitors each and every transaction to ensure that everything is delivered in a timely and accurate fashion. Ken has always been available to me 24/7 to assist with any questions. With every transaction, our clients are fully informed, the loan products are as promised, and the result is a smooth closing. It has been a pleasure to work with such a professional, and I highly recommend Ken Phillips without reservation for your clients residential financing needs."

  • Mike and Carie Matheson

    "We are clients and friends of Ken Phillips. Ken has helped us refinance our home 2 times since we moved to Knoxville. He did an excellent job both times. He is a very hard worker and very professional. He stays in touch with us as a friend and with information about possible refinance opportunities. He has earned our trust and made the loan process fairly painless and understandable. We have relied on him in the past and will continue to in the future."

  • Tara Roddy, Escrow Officer, Concord Title

    I first met Mr. Ken Phillips in 2006 while working at Foothills Title Services. Since that time I have helped Ken close dozens of loans. I can tell you that Ken has always been professional in both his dealings with me and his customers. He provides a great level of customer service to each of his clients and he has been a valued customer to our company for quite some time. I would highly recommend Ken to anyone who is looking for an experienced mortgage professional. Please feel free to reach out to me directly if you have any further questions."

  • M. Baker, OD

    "I have known Ken for several years through both social and professional relationships and have found him to be honest and hard working in both settings. He is a man of conviction and integrity and stands behind his beliefs and his friends. He certainly brings an excellent work ethic to what ever he is working on. I would highly recommend him to my friends, associates and family."

  • Mike and Lisa Isom

    I have known Ken for approximately 4 years. During that time, I have come to know him very well on a personal level as well as on a business level. On a personal level, Ken is a very kind and caring person. He will go out of his way to assist others, helping them any way he can. As a business professional, he maintains a high level of integrity in his dealings with his clients and employees. One can always count on Ken to be open, honest and straightforward in his communications. A key strength for Ken is that one always knows where they stand and that knowledge is conveyed with the highest level of professionalism and personal consideration. I would highly recommend Ken to any of our friends, associates and family that are seeking a mortgage."

  • Byron Spain

    I have known Ken Phillips for over 8 years. He has been both my neighbor in California and friend during this time. In addition, he has worked as a mortgage lender and has assisted several in our community with both home purchases and refinancing. Ken is organized, dependable and reliable and has always fulfilled his duties competently and with enthusiasm. He possesses excellent communication skills and is able to express himself with confidence and maturity. He has proved to be both willing and flexible and he is always prepared to help out when needed. I can recommend Ken to anyone seeing a purchase or refinance loan. In my opinion there is not a better loan originator out there."

  • Margie Wright, Exit Triple "E" Realty

    "I have used mortgage loan officers over the years and find that Ken has always been very responsive and helpful. He has spent hours upon hours getting deals to come together. Ken has great work ethic and for most mortgage officers, they seem to lack that. This recommendation comes easy for such a wonderful mortgage officer and would recommend him to any of my clients."

  • Scott Rainey, Owner, Keystone Construction

    "I have known Ken Phillips for over two years and have known him to be of strong moral character. He has originated mortgages for clients and friends of mine. I have also worked on homes for his clients to get them ready to purchase. I have also worked with him at our church. Ken has always been a man of his word both on a personal and business level. I would recommend him to any of my clients or friends looking for a mortgage."

  • Norma Elkins, Owner, Exit Triple "E" Realty

    "I would like to recommend Ken Phillips as a very reputable person to do business with. he is a very caring person and strives to do a great job for his clients. He will go over and beyond to always be ethical in all of his business transactions."

  • A. Fundora

    "This letter is to describe the excellent customer service that I have received from Ken Phillips. I discovered Ken through my real estate agent. I was going through a major struggle in getting a mortgage with Bank of America. This struggle continued for about 3 months. I then decided to seek the help of a local mortgage broker. Ken was able to close my home within 7 days including the weekend. We are now happy to own a home again. Ken is also very organized and communicates effectively. I am happy to say that Ken Phillips will be my mortgage broker for life."

    Service Areas (5)
    • Morristown, TN
    • Fox Run, Knoxville
    • Dandridge, TN
    • Greeneville, TN
    • Jefferson City, TN
    • Morristown, TN
    Languages (2)
    • English
    • Japanese