Greg Miller, Florida Home Loans  - Conventional,FHA,USDA,VA (Ruoff Home Mortgage ) Mortgage and Lending



Greg Miller
Florida Home Loans - Conventional,FHA,USDA,VA
location_on Sarasota, FL — Ruoff Home Mortgage
Get to Know Greg Miller

Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We understand that because every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages,USDA & VA mortgages, new construction mortgages, home equity loans.  We also offer first homebuyer programs through Indiana Housing and Community Development Authority. 


Ruoff Home Mortgage is a independent mortgage bank rather than a mortgage broker. A mortgage bank or lender funds the loan and also closes the loan in their own name. Using our warehouse line,Ruoff funds the new loan at the closing table. Later, Ruoff sells the loan and its servicing rights in the secondary market to an investor that has already committed to purchasing the home loan prior to the closing. Mortgage banks typically realize pricing advantages that can sometimes be as much as 1/2 percent better than the pricing provided to regular mortgage brokers. Closing Costs tend to be significantly less as well. This pricing advantage ultimately translates to more buying power for you.




Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank offering just about every loan product available in today’s marketplace.  
I pride myself in being knowledgeable in several mortgage products that are available through Ruoff Mortgage. This knowledge will translate into a smooth hassle free process for you, in assessing all the items that will be necessary from the start to get you to the closing table and into your new home in the timeliest manner possible. I will always strive to keep you updated and informed throughout the loan process with frequent communication and taking your call when you need to communicate. I started in the housing business in 1994 and came aboard with Ruoff in 2009. I have a wealth of knowledge to make available to you & I have developed a strong network of real estate professionals that have allowed my clients the benefits of those professional relationships.
Born & raised in Indiana I fulfilled a lifelong dream by relocating to beautiful Sarasota Florida along with my wife Sharon, who also is a loan originator working together with me. Together we make a strong team
Today, purchasing or refinancing a home is the largest financial transaction that any of us will enter into, so it's essential to select a trusted, qualified and experienced Loan Officer that has the knowledge and integrity to effectively help you obtain a loan that is tailored to fit your individual financial needs. It is my pledge to you to always provide that same sincere commitment with consistent, outstanding service while diligently striving to earn your business now and for many years to come. So, whether you are a first-time home buyer or the seasoned homeowner don't leave the largest transaction of your life to chance, call me today. 

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Brock & Amie
We would highly recommend Greg Miller and Ruoff Home Mortgage. Greg and the team were easy to work with, they explained every detail and answered all of our questions. We feel that Greg went the extra mile to make sure that everything was handled quickly and professionally and we felt informed of all the details and processes to accomplish our goal. Greg found and presented us with the best options and then allowed us to choose which one we wanted to take. That let us feel empowered to make the final decision. We strongly recommend Greg and the Ruoff team and we will use them again in our future home mortgage needs.
Tim & Dani
"Home ownership always seemed like an unreachable goal for us until we met with Greg Miller. He opened our eyes to the options available today and helped us understand that buying a home could be a reality. RUOFF mortgage along Greg Miller made this possible and after two short months we purchased our first home! Thanks Greg,
Being a first time home buyer the process of getting a mortgage seemed very daunting. My experience with Greg Miller and the team at Ruoff was absolutely wonderful. From the beginning of the process Greg made sure all of my questions were answered and was extremely punctual with responses. Coming from a customer oriented business I really appreciated Greg’s professionalism and follow-thru . I would recommend Greg and the Ruoff team to anyone.

I am a loan officer that takes extreme pride in getting you to the closing table on time and keeping you abreast of the process as we go through it.