Fully licensed Mortgage Professional with over 15 years of Direct Lending experience. Over 2000 loans closed personally with 100% customer satisfaction. I have never missed a COE date!!  With a 5 minute phone call, a Client can be pre qualified with an PQF/Pre Approval Letter issued. Clients are fully qualified up front eliminating last minute surprises. Exclusive UPGRADE AMERICA mortgage - add the costs of upgrades to your 30 year fixed FHA mortgage - NOT a 203k