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Mel Smith (Lenders Green) Mortgage and Lending

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Mel Smith
location_on Newburgh, NY — Lenders Green
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Should Lenders Green Mortgage Services be Your New York Mortgage Lender?

Lenders Green Services is prepared to earn your New York Mortgage business by doing what we have always done - provide the lowest New York Mortgage Rates combined with the customer service you should expect to receive in the biggest investment of your life. Our company motto is: "Your Home. Your Dream. Our Passion." and we have based our entire business model around it.

At Lenders Green Mortgage Services, we have seen firsthand the devastation of the New York Real Estate market over the last two years. Many of our friends in the New York Mortgage business have either shut down or moved on. Lenders Green Mortgage Services is proud and thankful to have gone through the worst financial time of our lives and come out stronger and more optimistic than ever for the upcoming prosperous 2010! Lenders Green Mortgage Services believes that it will be a fantastic year for the state of New York and not just because it makes us feel better! There are two main reasons that give us hope for 2010: The lowest New York Mortgage Rates ever combined with Record Low New York Real Estate Prices! Imagine that you can buy a New York home for 30% to 50% under what it costs TO BUILD A HOME, while financing that New York Mortgage with a 30 year fixed mortgage rate of 4.75%, no prepayment and no balloon! Read that statement again if it didn't sink in the first time :)

The question we always hear is, "When is the right time to buy a home in New York?", and the answer is easy for us at Lenders Green Mortgage Services: NOW! Whether you are buying a primary residence, New York 2nd home or an investment property, the time is NOW!

With the biggest investment of your life, you will feel confident in your decision to use Lenders Green Mortgage Services to obtain your New York Home Loan or New York Refinance. Call any of Lenders Green Mortgage Services experienced New York Mortgage Brokers to discuss your New York Mortgage options today!

Certifications

Lenders Green Mortgage Services New York Mortgage Programs When you are in search of your New York Mortgage

Lenders Green Mortgage Services has many New York Home Loan options to fit your exact needs. We understand every borrower has a unique scenario and there is no "one size fits all" New York home loan solution, so whether you are a New York First Time Home Buyer or a Investor looking to finance your next income producing property, Lenders Green Mortgage Services is here to help. The following is a brief list of some of the New York Mortgage products that we offer to our New York clients:

* New York Loan Modification - You may be trying to refinance your current mortgage, but your house is not appraising for what you owe. If that's the case, our New York Loan Modification is for you! You may also be behind on your current mortgage or close to falling behind. A New York Loan Modification is the answer for you and Lenders Green Mortgage Services will negotiate directly with your current lender to get your mortgage terms down to a payment that you can afford.

* New York Refinance - With New York Mortgage Rates being at an all time low, the time to refinance is now! If you are looking to lower your New York mortgage rate, shorten your term from a 30 year mortgage to a 20 or 15 year mortgage, or get cash out, use our FREE New York Refinance Advisor today to find out what you qualify for.

* New York No Money Down Mortgage - Lenders Green Mortgage Services are here to assure you that 100% financing is here. Whether you call it No Money Down, 100% financing, or a zero down mortgage we are ready to help you realize your dream! So keep your money in the bank! Use our New York Purchase Assistant to find out if you qualify today!

* New York FHA Mortgage - FHA mortgages have experienced a resurgence over the past couple years with raised loan limits and easier guidelines. FHA will allow you to buy your new primary residence with a 3.5% down payment and 6% seller paid closing costs. Check out our New York FHA rates using our New York Mortgage Rates Tracker.

* New York Debt Consolidation - Credit card debt will keep in you in financial prison, and if you don't make a change now you will be there for the rest of your life. Use our FREE Debt Eliminator today to find out if you qualify! Lenders Green Mortgage Services has several other mortgage tools that you can use in your New York Mortgage research.

* FREE New York Mortgage Calculator - Use this calculator to estimate your expected mortgage payment, renting vs buying, and interest only vs. fully amortizing.

* FREE New York Real Estate Search Engine - Use our home search to find the exact New York home that you are looking for.

* FREE New York Real Estate Listings - Check out our featured New York properties by viewing our Featured New York Real Estate Listings page.