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Brian Matsuda, Senior Mortgage Banker & Team Leader (Brian Matsuda @ PrimeLending, a PlainsCapital Company) Mortgage and Lending

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Brian Matsuda
Senior Mortgage Banker & Team Leader
location_on Spartanburg, SC — Brian Matsuda @ PrimeLending, a PlainsCapital Company
NMLS# 176655
Get to Know Brian Matsuda

My main website for South Carolina Mortgage Loans and all other States

https://lo.primelending.com/rmatsuda

I began my mortgage banking career in 2002 and have been with PrimeLending, A PlainsCapital Company since 2009. I have walked in both shoes as a processor and loan officer for many years, which has provided me with a thorough knowledge in all aspects of the business. I am licensed Nationwide for mortgage lending (some States excluded for regulatory reasons) with products and services in 48 states.

I am committed to helping you find the right mortgage product for your needs. By understanding that every borrower is different, we at PrimeLending offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

My main focus is to be a one stop Mortgage Partner for clients. I have a variety of products to offer: USDA Rural Housing, HARP Programs, FHA, VA, Conventional, JUMBO and Renovation. Whether you are looking for a purchase, refinance, or renovation loan for purchase or refinance, I can help! Please call me today or use the "Apply Now" option on my personal website page to apply on line. Thank you for choosing PrimeLending for your mortgage needs. I look forward to helping you achieve your mortgage goals. Most of our clients have done business with us for years, and continue to come back again and again. I would love an opportunity to meet new people and earn your mortgage business now and in the future!

Certifications

Refinance, Purchase, First Time Buyers, Second Mortgages, Debt Consolidation, Construstion Loans (One Time Close), Zero Down Loans, FHA & VA Loans, State Housing Loans, Rural Housing 100% No PMI Reverse Mortgage

Zero Down Loans

Zero down payment loans are designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home.

This type of financing is popular among both first time home buyers and experienced home buyers and you can use zero down payment loans for a purchase or a refinance. The fixed rate loan is also available for construction and home improvement of an owner occupied primary residence.

While you are not required to make a down payment, you must have 3% in the transaction. These funds are applied toward your closing costs and may come from your own funds, a gift from a relative, grant, or sale of assets you own.

100% Financing
The 100% financing loan is designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home.

This type of financing is popular among both first time home buyers and experienced home buyers and you can use 100% financing for a purchase or a refinance. The fixed rate loan is also available for construction and home improvement of an owner occupied primary residence.

While you are not required to make a down payment, you must have 3% in the transaction. These funds are applied toward your closing costs and may come from your own funds, a gift from a relative, grant, or sale of assets you own.

Reverse Mortgages

A reverse mortgage is a unique type of loan used by older Americans to convert the equity in their homes into cash. The money from a reverse mortgage can provide seniors with the financial security they need to fully enjoy their retirement years. The reverse mortgage has earned its name because the payment stream is "reversed." Instead of making monthly payments to a lender, as with a regular first mortgage or home equity loan, a lender makes payments to you. The money from a reverse mortgage can be used for anything from daily living expenses to home repairs and home modifications.


Reverse Mortgage Qualifications

To qualify for a reverse mortgage you must be at least 62 and own your own home. There are no income or medical requirements to qualify. You may be eligible for a reverse mortgage even if you still owe money on a first or second mortgage. In fact, many seniors get a reverse mortgage to pay off a first mortgage.

 

Debt Consolidation Loan Terms   Many mortgage lenders give borrowers the option of using all or part of your new home loan for debt consolidation. If you prefer, you can choose to use some of the money to build an addition onto your home or make other home improvements. This money can also be received as cash for personal use. Most programs that are offered have terms anywhere from 5 to 30 years. The minimum loan amount that is offered in most circumstances is $15,000.  A debt consolidation loan from Citizens First Mortgage can help to reduce your monthly payments. Our mortgage brokers can help you with your debt consolidation loan needs. Contact Citizens First Mortgage today to get started on your debt consolidation home loan

Awards

My current awards are...   

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My focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional.