I love being able to help people with their mortgage needs; getting a new family into their first home, refinancing a home to save somebody money and there are many other scenarios.

One of the biggest factors in mortgages now is credit.  I have been helping people with their credit to repair and build it.  Most people have no idea about what they need to do because we are not taught at a young age about it.

I specialize in Renovation financing, it's a great product for buying homes that need work.  203k & Fannie Mae Homestyle are the specialized products for doing this.

Of course I do all of the standard mortgage products:  FHA, Conventional, VA, USDA and Reverse purchases and refinancing.   Being a Private Mortgage Banker definitely gives me more flexibility to products and programs and also allows me to close loans quicker for my clients.