The Michael Haigh Team of Supreme Lending, specializes in delivering the best service, purchase and refinance loans to close in less than 30 days (FHA too). Our rates are more than competitive and we have reduced lending fees, no points, no prepayment penalties, and no impounding of taxes or insurances required. The Michael Haigh Team has their own processor and underwriter here locally, so we can do in hours what takes the big bank lenders weeks and months to do. We are not a broker, but a mortgage banker, which means we are a direct lender.
Michael Haigh has 20+ years of professional experience in the banking and mortgage industry. He has the knowledge, education, and dedication to get you the best loan for your situation, answer your questions honestly and completely, and make your mortgaging experience a pleasure. His reputation includes being the number one lender in the country for CitiBank for 9 years, then at Chase for 1 year, WJ Bradley for 6 years, and now with Supreme Lending since March 2016.
Our team will provide you with a professional, efficient and educational loan experience. We strive to find you the best real estate loan to suit your needs without putting you at risk--even if it's not from us! Give us a call and find out how we can help you make your financial goals a reality.
As a real estate owner, business owner and holding a degree in the area of personal finance there is not much I haven't seen - so there is value in knowing that the people you trust to handle your most important and perhaps largest purchase know what they are talking about.
We handle all aspects of residential mortgage lending, from first time home buyers to FHA lending and more.
With mortgage guidelines constantly changing, it helps to look to a stable, secure mortgage lender, who will be there through close of escrow - and will close on time.
I am experienced in the mortgage lending arena, with degrees in financial planning, estate planning. I have owned many businesses and many different kinds of property, so there is not much I haven't seen. I have been involved with high net worth clients for over 20 years. As a loan officer in the Bay Area, I spend more time educating my clients as opposed to selling, providing financial solutions in today's credit climate is what is needed in the marketplace.
Specialties: I specialize in anything from plain old conforming lending, to FHA, and other government loans, and high net worth lending - working with my partners in helping them grow their business through database marketing and joint venturing.
|"We just finished up a refi with Michael and his team. Michael is amazing at researching competitive rates and gets the job done. We were able to combine our first and second into a very low rate jumbo loan. With the new refi guidelines and needed documentation, Jessica who is Michael's processor was on it and made things run smoothly for us. They are beyond responsive and their new online system makes it easy to sign and upload needed documents. Michael is especially helpful in planning out long term goals for home refinancing. We are very lucky to have found Michael and his team to help us with our mortgage. I highly recommend The Michael Haigh Team for any mortgage business."|
|"Worked with Michael recently on a mortgage for a condo. He provided candid and clear advise/insight throughout the eight month search. Additionally, he was available early, late and even when he was traveling. Jessica from his team was also on top of things, always letting us know timely when something was needed or missing. The team's guidance and flexibility was greatly appreciated."|
|"I was recently able to compare the mortgage refinance process between both Michael as well as a very large national bank. Michael offered a competitive rate, and compared to the large national bank, Michael and his loan processor, Jessica, were far and above better than the large national bank. They worked at light speed, never dropped the ball, and were very professional and courteous throughout. It took Michael and Jessica about two weeks to close after I got them all the documentation, and their communications were always clear, efficient, and helpful. In contrast, the large national bank moved at a glacial pace, taking two months to close after I gave them a complete set of documentation. Communication and coordination were poor and confusing. On at least four occasions the large national bank failed to anticipate the need for some paperwork or signature until the last minute and then contacted me in the afternoon asking for same day turn around--giving me just an hour or two to coordinate signature collection from me and my wife while we were both at work. Further, they made numerous mistakes during the process and there were also a couple instances where they simply lost documents or information that I had already submitted. The process with Michael and Jessica was error and frustration free. It's always in your best interest to shop around for the best mortgage rates, but definitely call Michael. His rates are competitive rate and his service is impeccable. You won't be disappointed."|
Michael and his team are truly concerned about the right loan for each individual, rates that are competitive, and a responsive, caring team that is professional and gets the job done.