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Mike Cruz (Atlantic Home Loans) Mortgage and Lending



Mike Cruz
location_on Paramus, NJ — Atlantic Home Loans
Get to Know Mike Cruz

We are a DIRECT LENDER and can close loans FAST.

> At Atlantic Home Loans, we have all of the processing, underwriting, loan
> document preparation and funding in our local corporate office. This
> allows us to offer unparalleled service from origination to funding,
> paired with extremely competitive rates and programs for all of your
> financing needs. I believe these advantages will provide higher
> confidence and an unmatched experience for you and any new clients you
> refer to me.
> With the real estate and financial worlds in a constant state of change,
> now may be the perfect opportunity to call for a free consultation of your
> current real estate portfolio. With just a few minutes of your time, we
> can put together a detailed "Total Cost Analysis" of your current
> situation and offer you valuable insight as to what changes may or may not
> make sense for your prosperous financial future.
> Remember, we can assist you with all of your real estate and finance
> needs! Whether residential, commercial or investment, or specialization
> in no income verification, no money down, investment, cash-out, purchase,
> refinance, credit issues or past bankruptcy - we've got a solution for
> you.
> Below is my contact information, please don't hesitate to call at any
> time! Remember, your endorsement and referral of family, friends, and
> business associates is always appreciated

Mike Cruz

Direct: 1(201)632-17678 mcruz@atlantichomeloans.com



Some of our programs:

1. FHA 3.5% down

2. 203k this programs rolls money into house loan for repairs

3. Investors loans only 10% down no pmi and no appraisal needed

4. No Income and stated loans available


I work with clients looking to find foreclosure deals and short sales. I enjoy working and advising first time home buyers get into there first home. We have FHA and 203k programs as low as 3.5%