As a Certified Financial Plannerä, Mike has earned the most respected marks in the financial services industry. He is licensed in securities, and also licensed in life insurance in the states of New Jersey and Pennsylvania.  He specializes in retirement planning, investment planning, company 401(k) plans, estate planning, and reducing his client's tax burden.

 Mike earned his stripes while working 16 years for United Parcel Service until he graduated from the College of Financial Planning in 1999. He understands the challenges facing "blue collar" workers as well as professionals.

 Investment Philosophy       The "new retiree" can expect to spend 30+ years in retirement.  Your savings need to last as long as you do!  I believe in a balanced portfolio, the right allocation of stocks, bonds, real estate, and cash.  Then we use monthly systematic withdrawals which can increase with inflation to give you the confidence to enjoy a long, secure, active retirement!

 My 5-Step Systemized        1s t  Meeting- gather client data and discover  needs and goals

Client/Advisor Process      2nd Meeting-provide financial plan and recommendations

                                                Implement financial plan

                                                Monitor process and follow up with client

                                                Review progress towards goals with client every 6 months                        

Specialized Training          Earned the right to use the marks CFPÒ in 2001

                                                which require the completion of 30 continuing education credits

                                                every two years.  

Affiliated Groups                 A member and currently the treasurer of a local chapter of Business Network International.

                                                A member of the Estate and Financial Council of Southern NJ

                                                An affiliated member of the Gloucester/Salem Board of Realtors

                                                Mentor for young adults at Robins' Nest in Glassboro

Personal Information         Mike and his wife, Carmen, make their home in Hammonton, NJ. Carmen is a chiropractor with an office in Hammonton.  He has a daughter, Brittney, who has graduated Rutgers University in New Brunswick.

                                                They enjoy travel, keeping fit, and the great outdoors.