Michael  Mandis, Mortgage Planner  (Alliance Mortgage Funding, Inc.)
NMLS #132976

111 Warren Rd. #10A

Cockeysville , MD 21030

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I help all of my clients make all the right mortgage financing decisions, for all the right reasons.

Get to know Michael Mandis

I'm Michael Mandis, President of Alliance Mortgage Funding, Inc., conveniently located off I-83 in Cockeysville, Baltimore County, MD. In business since 1993, we are locally owned and operated.

I help all of my clients make all of the right mortgage financing decisions, for all of the right reasons. 

As a Certified Residential Mortgage Specialist®, Certified Mortgage Planner®, and to better serve our Veterans, a Certified Military Housing Specialist®, I have extensive training and experience.

I have earned a reputation for providing the highest level of service by focusing on the needs of my clients instead of my own. This means I carefully listen, research, analyze, explain, and recommend the right mortgage loan based on each client's unique needs and goals. I'm known for getting my borrowers to the closing table on time, every time, and without the surprises usually associated with the mortgage process. My depth of product and market knowledge, attention to detail, and commitment to follow up, as well as my ability to explain complex financial concepts is why my business is 100% referral based.

During regular business hours, I can be reached at the office (410) 683-1500, cell/text (410) 830-1975, or email, Mike@TheMandisTeam.com. Recognizing that the 'Golden Hours' in Real Estate are often evenings and weekends, my team and I are available to serve our clients and REALTOR® partners whenever we are needed.

We offer competitive rates on Purchase and Refinance Home Loans: FHA, 203k Rehab, VA, USDA, Conventional, and Jumbo mortgages.

Out of the office, I enjoy entertaining, traveling, trekking/hiking, motorcycle touring, off-shore fishing, collecting rock-n-roll memorabilia, and spoiling my two rescue dogs, Chew Chew Charley and Little Moo, who go to the office with me every day.

My personal passion is making a difference in the lives of abandoned, abused, and neglected animals through hands-on involvement and financial support of local rescue organizations.


Better Business Bureau A+ Rated
Certified Mortgage Planner®
Certified Residential Mortgage Specialist®
Certified Military Housing Specialist®


NAMB's Lending Seal of Integrity
Angie's List 2016 Super Service Award
Recipient 2017 Expertise Award


All aspects of FHA, VA, USDA, FHA 203(k) & FNMA HomeStyle Rebab, Conventional & Jumbo Mortgage Programs

Testimonials for Michael Mandis

  • Warren Green

    Everything, from start to finish was easy, transparent, and went off without a hitch. From getting a pre-approval letter, to shopping for the best mortgage deal for us, Mike and his team were always way ahead of the curve. They gave us plenty of time to gather documents, let us know what next steps to expect, and how much everything would cost us. Mike was even there at settlement to make sure the Home Warranty we were promised was registered properly. We couldn't be happier, and we got the dream home we had been looking for on our first bid. You can trust Mike to crunch the numbers and sweat the details, so all you have to do is show up when it's time to move in to your new home. If we ever buy another home and need to get a mortgage, we will DEFINITELY count on the Mandis Team at Alliance Mortgage to help us again. Not kidding. I've bought homes before using other mortgage brokers, and this was so much better, so much easier, I'll never use a different broker, again. Thanks, again, Mike - we love our home!

  • Graig Hastings

    Mike Mandis is an extremely dedicated and thorough
    individual, he was able to contact me back immediately with any questions or concerns I had during the whole process. Everyone on the Mandis Team for that matter, from Mike himself, Craig, as well as Karen have just been so friendly and very helpful. I am so grateful to have them help me with my first home purchase. I would refer them to anyone without hesitation!

  • Merritt Triggs

    Michael and his team were an outstanding asset to my wife and I throughout the entire home buying experience. Our situation was unique as we were buying a condo and before plunging in head first, Michael sent me many great resources and articles that provided a lot of useful info. He and his team made themselves available at all times and couldn't have been more considerate and helpful. I have never known anyone to answer e-mails as quickly as Karen, our Loan Processor, did. We had the best experience ever and definitely look forward to using Michael and his team again when the time is right. If you are looking for the best service in town, you have come to the right place. Thanks again Mandis Team!

  • Kim Huynh

    This was our second time working with the Mandis team with the first time back in 1998. Once again, it was a pleasure working with them. We were able to close our refinance in only 2-weeks! Karen kept in close contact with us and we could not be more happy, answering any questions we may have. Thank you for making this process run smoothly and we’ll be sure to refer you to our friends and co-workers.

  • Leo Luistro

    I have had the great opportunity to work with Mike Mandis and his team again. This is I believe my third time in dealing with Mike. The new opportunity was taken care of in a very professional manner. It was very seamless and the support was wonderful. I would recommend Mike and his team to anyone. Once again, I could not be happier with how well things worked out for me. Thanks Mike. I really appreciate your care and concern for our needs.

  • Ally Givens

    The Mandis Team is just that... A TEAM! They work together to get their clients' needs met. Michael, Craig, and Karen were a pleasure to work with. They assisted me through a not-so-simple refinance with multiple borrowers on the loan after another mortgage company could not get it done.

    Alliance kept me well-informed throughout the entire process. They were patient and answered all of my questions and addressed any concerns I had. They were personable, honest, upfront, and the numbers/estimates provided to me were accurate. Now I have a Fixed Rate mortgage for less than I was paying with the adjustable rate mortgage I previously had. They made the process relatively simple and they didnt make promises they could not fulfill. I actually received funds back at settlement that I had not initially expected!

    Alliance is a great group of mortgage professionals. They are well-informed, honest, as well as creative. I would certainly recommend Alliance and The Mandis Team to anyone. Thank you Alliance!

  • Tom Cassel

    I have known Mike for over 18 years and am currently in the middle of my third funding project with Alliance! Mike is truly a class act and a pro at what he does! His staff is second to none!

    He always takes the time to walk thru and answer my questions no matter what they are. Mike's knowledge and advice have been very instrumental in my decision making process!

    I look forward to working with Mike on our currently project as well as many more to come!

  • Alex Shalenko

    We are working with Mike on purchasing a home after cross-country relocation, and have found it to be a pleasant, streamlined experience. He is always available to answer our questions, and provides honest answers relevant to our specific situation, not to mention helpful information on the area. We have been very impressed with Mike's professionalism, accessibility, and overall helpfulness in aiding us throughout the entire process of acquiring our new home; we would gladly recommend Alliance Mortgage Funding to anyone seeking to finance a mortgage in Maryland or Pennsylvania.

  • Michelle S.

    I contacted Alliance Mortgage Funding to ask general questions about seeking a mortgage. I wasn't sure I was ready to make a move to home ownership. Although I did some hard work over the past several years to improve my credit and savings, I thought it might be too soon.

    My first contact was with John. He answered all my questions and thought it was worth exploring further. He was always professional and was quick to respond to phone calls and emails.

    We decided to go for it and began the process. Mike Mandis called me right away and offered me some great suggestions in order to prepare and make things simpler for me later in the process. He assisted me every step of the way. I might add that every time I liked a property and renegotiated something, I asked for new Good Faith Estimate so I could see the actual numbers and funds needed. I can't even tell you how many times they did that for me, but they never made me feel like a bother. Mike always had time for me. John was great too. He did his best to explain everything so I could understand. They were both very kind.

    The good news is that we were approved for a mortgage! We got a better rate than I thought we would. Karen processed all the documents and she was great. She had everything lined up with the lender and did all she could do to ensure a smooth closing day. Thanks Karen!

    Mike even came to our closing to make sure we had everything we needed to make the day special and get the deal completed.

    So, a special thanks to Mike , John , Karen and the others who worked behind the scenes to help us buy a great house in a great neighborhood. I will always recommend Alliance Mortgage Funding for the best customer service and caring for their clients.

  • Jun Li

    Mike is extremely professional, responsive, and patient in helping me understand the advantages and disadvantages of various loan options. As a first time home buyer who have spoken with many different lenders, he definitely stands out as one of the best. His rates are also very competitive. I would highly recommend Mike to anyone.

    Service Areas (7)
    • Cockeysville, MD
    • Lutherville Timonium, MD
    • Harford County, MD
    • Baltimore County, MD
    • Howard County, MD
    • Baltimore City, MD
    • Carroll County, MD
    • Anne Arundel County, MD
    Specialties (10)
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Luxury Homes
    • Military Relocation
    • Relocation
    • Residential
    • Seniors
    • 203K & HomeStyle Rehab
    • USDA 100% Financing
    Languages (1)
    • English