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Stephen F. Mondile, For Honest Mortgage and Insurance Services (SANTANDER BANK) Mortgage and Lending

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8,950

Stephen F. Mondile
For Honest Mortgage and Insurance Services
location_on Evesham Township, NJ — SANTANDER BANK
NMLS# 277732
Get to Know Stephen F. Mondile

As I post this I am entering my 26th year in the Mortgage Industry and second year in the Insurance Industry. I have worked in all aspects of the mortgage industry; Management, Underwriting, Secondary Marketing. The common attributes that I have brought to each of these positions are Honesty and Sincerity. I offer additional value to my clients by handling their  Homeowners, Auto and Commercial Insurance needs as well!!

I value every client, every co-worker and every employee and this I feel has been the secret to my success. I feel that I offer a "you first" view and have always felt that my success is only achieved with the success of others.

My Degree in Education (James Madison University '87) makes it simple to explain the mortgage industry to those who are not involved with mortgages on a daily basis. I enjoy client interaction and feedback and love the challenges offered by today's mortgage market.

 

Certifications

Having participated in all aspects of the industry, I feel I offer a unique point of view. I have had exposure to all programs, some that have stood the test of time IE: FHA/VA, Conventional and Reverse Mortgages.and others that have seen better days (IE: Option ARM's) my experiences will allow me to show you all subtleties of each and every program that you may consider.

I have developed what I feel is very Borrower friendly approach.This Approach is based on Honesty, Clarity & Transparency.  Please feel free to call me to discuss the details...You will not be disappointed. 

 

I am a Registered Instructor at America's Mortgage Institute and teach both NMLS Licensing Classes as well as Continuing Education Classes.

 

Awards

NMLS# 277732

Testimonials
Paul D
07/26/2013
Steve, as I mentioned before we have been business friends for a long time, I want to take this moment to Thank You for the professional courtesy you showed in referring me to Eric @ Wells. You were clear in your reasoning as to way you could not assist me on my HARP refinance, but handed me off to a good guy. You are still my mortgage guy!! And in 2014 I would like you to look at all of my Insurances.
Gerry P.
06/24/2013
Thank you again for your help! The HARP program worked exactly the way you said it would when I filled out the application. I am very pleased! Four years ago you helped me with my purchase and I have been equally satisfied with my refinance. My Son & I say THANKS!!
Denise
05/24/2013
Stephen, Thank you for working with me on my refinance. When Mike told me to call you, I really did not think I could do anything. Thanks to you I was able to have an even better vacation and since I have been back am putting in the New Windows...I also want to thank you for the great Insurance Policy/Premium. I had been with the prior company 10 years...The savings you were able to offer was outstanding. Thanks a bunch!!
Joey & Donna
06/15/2012
Stephen, Thank you for your help with our refinance. This time, like last time, (our purchase) was a very easy transaction. Donna and I will always recommend you to our friends and family. Keep up the good work! Joe & Donna M. (Sicklerville, NJ)
Alice & Matt
02/18/2011
After being told by another mortgage person "come and see me in a year" we were referred to Stephen. I spoke with him via telephone and he suggested that we visit him in his office. Truthfully Stephen said upfront that there may actually be nothing that he could offer, but was willing to take the time to go through our scenario. We reviewed all of the info that he asked us to bring and not only was he able to offer an approval, We closed on our new home on Friday January 14th! We will recommend Stephen to anybody we know that is in need of a mortgage. A & M (Sicklerville, NJ)
Paul D
04/14/2009
Steve, We have known each other for a long time. With my business and my business banking with Bank of America I have always simply went to them for mortgages. Well, in this case they not only took 8 months to reject the loan, they worked nowhere near as hard as you did to get my mortgage completed. Without going over the details (again!!) my wife and and my in-laws and I say thank you.
F & D
03/21/2008
This may seem like an odd endorsement as we are commending Stephen for doing nothing! Stephen visited our home and sat with us to discuss our refinance. After our Q&A meeting it was evident that refinancing our home simply did not make sense from a cost versus return perspective. We had spoken to a couple of others who were "gung-ho" about our refinancing, but once we met with Stephen we had a clearer picture and understanding of our options. We all agreed and based on that we jokingly said "hey Stephen, thanks for nothing!"
Alicia & Daniel
03/05/2008
"It was a pleasure to work with a mortgage broker who is straight forward and honest. Stephen took the time to answer any question we had and was able to explain details of the mortgage process in very clear manner. There were no hidden surprises that popped up at closing. What Stephen said in the beginning is exactly what we received at closing. He is a highly professional and dependable person who looks out for his clients and truly cares about them."
M J L III
01/18/2008
Stephen, Thank you for taking the time to watch the markets for me. Your experience and knowledge really showed on our refinance. Thanks again MJL III, (Moorestown, NJ)
Aimee
06/20/2007
Dear Steve, Rob and I just wanted to send a note thanking you for all of your hard work on our refinance. The whole experience was quick and painless thanks to your experience and knowledge. Your guidance helped us figure out what program would work best for us, and has saved us thousands of dollars over all. We would definitely make the same decision given the chance. Thank you, again!
Jennifer
05/15/2007
Hi Stephen! Ken and I just want to say a big THANK YOU for everything you did for us. You made everything so easy and simple. When we went to closing today it went very well. The loan was less than we thought and our mortgage payment is going to be even less than you said and we are still getting some money back (I can't really figure that one out since we did not pay one thing out of pocket!! :) ) I just wanted to let you know everything went great and thanks for getting us exactly what we were looking for. Before we called you I had made a call to a mortgage company to inquire about refinancing and they said that what I was looking to do could not be done, yet you did it exactly the way we wanted! Thanks again and if anyone is ever looking for a "mortgage guy" I will most definitely be sending them your way! Thanks again and take care!
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I understand what my clients want because I ask questions. Call me for Timely, Clear, Accurate and Professional Information for all of your Mortgage & Insurance Needs