Michelle Dugan (MS Lending, LLC)

Working in the real estate business for over fifteen years, I have worked on 1,000+ loan closings. Let my experience in the business work for you!

Get to know Michelle Dugan

Michelle Dugan has been named as one of 2018’s Top 50 Leading Business Women by Mississippi Business Journal, named as a finalist for 2018 Business Woman of the Year for Mississippi, 2016 Next 40 Mortgage Professionals to Watch by National Mortgage Professional Magazine, 2015 Top 3 finalist for Mortgage Broker of the Year by Clarion-Ledger Newspaper, and currently serves as President of Central Mississippi Mortgage Bankers Association and 1st Officer of State of Mississippi Mortgage Bankers Association. She attributes her rise in the industry to her relentless pursuit of education and formation of relationships within the mortgage industry. Michelle co-leads an online mastermind of nearly 300 mortgage professionals across the country and is regularly a featured guest in mortgage publications. Michelle Dugan is the owner of MS Lending, LLC, based in Madison, Mississippi, where she resides with her husband and three beautiful children.

Michelle Dugan's Blog Posts


I realize that as a mortgage loan officer the relationships that you develop with other parties in the real estate business can make or break your business.  Because of this, I strive to bring the highest quality of service to you and your clients.  As part of my commitment, I keep all parties to the closing transaction informed of progress (and set backs, as they can occur) throughout the entire closing process. 

Purchasing a home is one of the largest decisions that a person can make during their lifetime.  I take the time to work with each customer to make sure that the loan product they receive is the best match for them.  Also, I make sure that the customer is completely understanding of the mortgage process and the language used throught it.  Since everyone's credit situation and income level is not the same, I have a broad array of mortgage products that can handle almost any loan scenario.

Some of the loan products we have are as follows:

* Conventional  



*USDA Rural Development

*Mississippi Bond Money Loans

*First Time Homebuyer

*Down Payment Assistance

*Mortgage Credit Certificates

*Primary Residence Second Home Investment Property

*Refinances, Cash-Out Refinances

These various products are only some of the great programs that I am able to bring to you and your clients.  Why hesitate?  Contact me for all your mortgage needs!  


2018 Top 50 Leading Business Women in Mississippi by Mississippi Business Journal

2018 Finalist Business Woman of the Year by Mississippi Business Journal

2017 Next 40 to Watch by National Mortgage Professional Magazine

Languages (1)
  • English