Michael Smalley (Waterstone Mortgage - The Wellington Group)

2699 Lee Road

Suite 480

Winter Park , FL 32789

Waterstone Mortgage is a premier mortgage banking firm, with the flexibilty of a mortgage brokerage, and the financial strength of a bank.

Get to know Michael Smalley

I am a Certified Mortgage Planning Specialist and my passion is helping my clients build wealth through proper mortgage and financial planning.  My clients can expect to achieve objective financial advice customized to their situation.  They will receive education, counsel, and a loan recommendation that is suitable for their personal financial situation.  The Wellington Group is the most advanced mortgage planning practice in Central Florida.  My team has built our referral based practice from scratch by giving our clients great advice, a unique experience, and creating long term trust based relationships.

Most of my business comes from referrals from Realtors, and I devote a significant amount of time and energy to helping Realtors become more successful in their careers.  I host a monthly training workshop for Realtors on the first Thursday of every month at the Winter Park Civic Center, from 9:00-11:00.  I love public speaking after conquering the initial fear I had of speaking in front of a group.  In 2006 I became the youngest person in the history to speak on the main stage at Loan Toolbox Business Plan Conference.  To learn more about the confernece visit www.masterybusinessplan.com.  I also speak as part of The Rainmakers Tour, a national training tour designed specifically for Realtors.  Go to www.rainmakerstour.com for dates and locations, and to register.

In 2008 I authored my first book, along with Greg Frost, the first $1,000,000,000 producer in the mortgage industry.  The book, "Wally's Way - An Action Plan for Real Estate Success," is packed full of marketing ideas to make any Realtor a top producer.

Michael Smalley's Blog Posts


We do not specialize in any particular type of mortgage, such as first time buyers or high end buyers.  Our specialty is designing a unique mortgage plan customized to each clients personal financial situation and goals, no matter the size or type of loan they require.

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  • English