Matthew Klinowski, PA, Naples Golf Guy | Find Your Dream Lifestyle (Downing Frye Realty) Real Estate Agent



Matthew Klinowski, PA
Naples Golf Guy | Find Your Dream Lifestyle
location_on Naples, FL — Downing Frye Realty
Naples Golf Guy
Get to Know Matthew Klinowski, PA

I am here to make your dream lifestyle a reality. 

To me, Southwest Florida is paradise. I’ve worked in a few different states and cities, but I haven’t connected to any of them like I have with the communities you can find in Florida. And I want everyone to have the chance to experience what I have. 

I am not a salesman. I have grounded my career in my passion for helping others. Navigating golf community real estate can be overwhelming and confusing to buyers; there are many nuances that go into creating a lifestyle in golf communities. But that’s where my 20 years of real estate experience in the local market comes into play. I am here to demystify the process of buying and selling homes in golf communities so each client can focus on the enjoyment they feel when walking into their future home. 

Interested in exploring your future lifestyle in a Southwest Florida golf community? Visit my website,, email me at, or call/text me at 239.370.0892. I can’t wait to listen, learn, and get to work.

Welcome to Naples Florida

Naples offers first-class dining, miles of beautiful beaches, and more golf holes than just about any other community in the country. With low tax rates and job growth projected to outpace every other city in the United States, the luxury you've always dreamed of is within reach. Interested in making paradise your home? Contact Matt Klinowski.




Who's Who in Luxury Real Estate Designee

Top 1 Percent of Downing Frye Realtors

Gold Winner Downing Frye Realty

5 Star Real Estate Agent

Chamber of Commerce Volunteer of the Year


Expert in Golf Community Real Estate, Negotiating and Communication Skills

Vivian & Steve Rice
Matt & Michele Klinowski are by far the hardest working realtors I’ve ever met! They never gave up on helping me and my husband find a home in Naples. Through all the disappointments (owner changing their mind to sell after they accepted our offer), lack of inventory, being outbid, etc…Michele NEVER gave up. I was tempted to, not her. Then when we found our dream home, the sale was riddled with one problem after another. She was the glue that kept this transaction alive. We will forever be grateful this tenacious woman was on our team. Michele is passionate about what she does. Consider yourself quite lucky if she and Matt are your Realtors! Vivian and Steve Rice
Mike & Celine Hovde
We just purchased a condo in Naples. Both Matt and Michele were amazing. Their knowledge of the area helped tremendously. We appreciated their honesty on properties and suggestions. We always had a quick response for anything that came up. Our closing was done remotely and they made it easy. We are so happy we chose the Naples Golf Guy team!
Jean Greaves
We interviewed several top realtors in Naples before choosing our listing agent. Some agents were overly aggressive while others pointed out negative features to lower our list price for a quick sale. Matt Klinowski, the Naples Golf Guy, was the perfect fit for us. He presented himself professionally, was articulate, agreeable and well prepared to discuss our listing terms. Matt was always quick to respond to questions or ideas we had. Best of all, our home sold in just 2 weeks at the first open house! He navigated us through negotiations seamlessly. We couldn’t be more pleased with Matt’s service and our sale price. We have already recommended Matt to several of our friends who are planning to buy or sell in Naples! Thanks, Matt, for the smoothest real estate transaction we’ve ever experienced considering we’ve bought and sold many properties over the past 48 years.
Mr. and Mrs. Salmon
Matt is an outstanding real estate agent. He is professional, knowledgeable, candid, listens well, and a pleasure to work with. Every aspect of purchasing a property was handled efficiently and to our utmost satisfaction. It’s great to have Matt on your side when negotiating to purchase a property. I highly recommend his services.
Anne Billak
I highly recommend Matt Klinowski to anyone who is looking to buy property in Naples. He exhibits professionalism, knowledge of the golf community market, and has a low-pressure business approach. Matt did an awesome job from start to finish getting us into the property that we wanted at a price that we were comfortable paying.
David Taylor
Matt has superior knowledge of the Naples golf communities. His in -depth analysis of home values, lot values, supporting infrastructures (clubhouse, fitness centers, courts, pools, workout facilities), and home price per sq. foot all make for an educated buying experience.Multiple factors in a Naples golf home purchase are complex. Bundled or Equity, Initiation, Dues, HOA fees, and Taxes all need to be vetted. The quality of the homes and the golf course are of obvious concern as is resale. His website is the most comprehensive breakdown of each community allowing the buyer an early start in defining your ultimate Naples experience. His knowledge of these many communities is amazing. His transparency and honesty are beyond reproach. We found his calm demeanor and professionalism invaluable in executing our offer to buy in a competitive multi-buyer bid environment. With his skilled guidance we quickly and smoothly prevailed, to purchase our dream home. He completely guided us every step of the way through documents, inspections, insurance, minor remediations and arbitrations with the buyers, utility switch overs, the walk through and a seamless and rapid closing. After closing he has been there for advice and excellent contractor recommendations for redecoration. His excellence in getting back to us at the best speeds possible allowed us to do most of this work remotely from Pennsylvania with full confidence. Professionalism knowledge, service, fiduciary concern, and continued relationship after the sale, define Matt.
Cindy Yoder-Brown
The best realtor we’ve ever worked with!! Matt is outstanding! The best realtor we’ve ever worked with!! Our process started with a set of objectives for our future home and golf community. Matt was quickly able to prepare a short list of communities that could fit the bill. My husband and I are 3,000 miles away…that was no problem at all. We iterated with Matt via phone and email to narrow potential communities some more. When we finally visited Naples, we looked in three communities where Matt had identified homes that were completely in line with our wish list. We ultimately focused on one community where Matt identified a variety of housing options. His advice and opinions were spot on the entire way. We purchased our home last month and are thrilled! We highly recommend Matt. He is the best! Home sold in Grey Oaks
Don Slusarek
We decided to buy a second home in Naples while staying there for the winter of 2018. We knew that we wanted to move into a golf course community, but the number of choices in the area were overwhelming. We started talking to and emailing with Matt Klinowski in May of 2018, knowing that we would not be back in Naples until January of 2019. During that eight month period, Matt helped us prioritize our requirements for the new home, and identified a handful of golf communities for us to research that matched up well with our preferences. Arriving in Naples on New Year's Day, Matt had arranged viewings at a number of available properties in four communities. This allowed us to quickly compare and contrast, and within two weeks of arrival, we had identified the home we wanted. We thought Matt was great to this point, but this is where he went well above and beyond our expectations. He handled all of the negotiations with the sellers, helped us find common ground on some potential sticking points, and even contributed greatly during the final walk through. As the result of his efforts, we were able to close on our home on March 1st, less than 60 days after first seeing it. We have bought and sold 7 homes in our 30+ years of marriage, and our experience with realtors had not been stellar. Matt actually made the process enjoyable. He was very knowledgeable of the local real estate market, communicated well throughout the process, and served as our advocate from beginning to end. Although we were there at the peak of the busy season, we felt like we were Matt's only priority. If you are considering buying real estate in any Naples area golf community, you would be more than well served to engage Matt Klinowski as your realtor.
Stuart Mooney
In our search to understand the different Naples golf communities, Matt was the most unbelievable resource we could have asked for. He understands all of the unique attributes of each club community and truly helped us understand all of the nuances of each. His research and investment in understanding the market is unparalleled and I would highly recommend Matt to anyone looking to purchase in Naples who needs help in navigating all of the complexities.
Jim Lather
Trying to purchase real estate in Florida from out of town is a very overwhelming process. However, once my wife and I started working with Matt, the process became simple. His knowledge of the area, business approach and professionalism coupled with his customer service were above and beyond our expectations. We highly recommend Matt.
John Chatham
Matt was incredible in helping us find the perfect condo for us. He always had our best interest at heart and guided us through an extensive search. He went above and beyond an realtor I've worked with. With Matt you won't get what you want to hear you just get an honest evaluation putting you first. I will use him again in the future.
Jim Natalizio
Matt was so easy to work with, never pushy always trying to make sure our needs and desires for a house came first. Since we were not from FL, Matt took the time to educate us on what was important in a seasonal home. It was a great experience all around.
Frank Mascera
Geri and Frank Maresca We first met Matt several years ago to learn about golf course communities as a second home. He occasionally showed us properties over the years and quickly investigated our questions or concerns -- his patience was endless. When we finally decided to buy, Matt went into high gear, communicating and guiding us through the negotiation and closing process. He was incredibly efficient, anticipating what came next and solving problems before we knew there was a problem. He never identified an issue for which he did not already have a well-reasoned, recommended solution. But Matt’s assistance didn’t stop with the closing. He continued to problem- solve for us, for example, overseeing the installation of a radon system (paid for by the seller) and the subsequent inspections (since we live out of state). Matt has been an invaluable aide and resource, and a good friend. We recommend him without reservation!
Elizabeth Eagle
I am extremely happy with Matt and my new home purchase. He made sure he informed me of every detail in the purchasing process. He is an excellent negotiator and truly cares.He goes above and beyond most realtors.He made everything so convenient for me.I highly recommend Matt to anyone.
Rob D.
I chose Matt based on a recommendation from a friend. I was not disappointed in the service and attention that I received through the whole process. I started with Matt over a year ago with the thought of selling a house In New York and buying some property down here. It was a slow process on the New York side but Matt made himself available to me and answered all the questions that I had. He was involved as much as I wanted him to be until the New York situation worked out. He provided me with listings in the areas that I was interested in and kept me updated on the market changes and did not pressure me or stretch the realities at all. When the house in NY was almost ready to go on the market we really started to take a more proactive approach and Matt was on top of everything as it came up. He always answered my emails and phone calls and even anticipated things that he knew I would ask and was prepared with answers. If there was something he did not know, he would say so and get me answers right away. What really helped out is that he surrounded me with a team of professionals that made me feel like they were working just for me and had my best interests covered. Everything from the lender to the title search office was spot on. I believe this is due to Matt being particular with who he works with and only surrounds himself with people that work the way that he does. Very thorough and professional! This home purchase was actually a foreclosure purchase and these things can get complicated very quickly. Matt handled each step and hurdle and kept the process going. He handled the negotiations and kept things in check. I believe I made the right choice by having him as my agent and I would recommend him to anyone buying or selling their home. He really goes the extra mile and makes the complicated experience go smoothly. If you are looking for an agent, don’t hesitate to use Matt, you will not be disappointed!
G. Kelly
Matt was a pleasure to deal with throughout our entire search for a home. He presented information in a timely and helpful manner and was very responsive at all times. We would recommend Matt without hesitation.
J. Trammell
Throughout the buying and selling process, I have found Matt Klinowski to be an excellent partner and true advocate for his clients. As a seller, Matt helped me maximize the value of my property and expertly saw the deal through to closing. He negotiated strongly on my behalf. As a buyer, I experienced how Matt takes the time to get to know his clients personally and uses that information, along with his immense knowledge of the real estate market in Naples and the surrounding area, to find the best home for you. Matt worked with my busy schedule, even meeting up for showings over the lunch hour. He was always responsive to phone calls, emails, and texts; he went out of his way to keep me updated on the latest developments with contracts. I valued his candid advice and eye toward resale value, but, most importantly, I appreciated how Matt was focused on finding the perfect property to meet my wants and needs -- which is exactly what he did! I have learned there are many stressors when it comes to buying and selling your home, and having a strong team makes all the difference. You definitely want Matt Klinowski on your team.
K. Eckstein
Matt was very efficient, professional, courteous and always available. He shared with us all the market research and, prior to its listing, made sure that we had all the necessary information for the potential buyers. His description of the property was very accurate and it facilitated the sale. (It was the third showing that generated an offer, and the buyers were looking for a house that was exactly what he had described)! Once sold, he helped guide us with various referrals that we would need for our move. It made the moving process so much easier and seamless. We highly recommend Matt Klinowski as your real estate agent.
Meredith Jones
“Matt was in for a big job when he signed on to being my realtor. I was conducting a house search remotely from Colorado by way of my mother who lives in Naples. Not only did he have to coordinate with me and my taste, but also with my mother and her time schedule. Matt was a paragon of patience and help during a rather long and involved house search, inspection, and closing. The proof of his abilities is how much I am enjoying my new home. It was a great pleasure working with Matt and I recommend him to everyone!”

Southwest Florida Golf Community Real Estate Experts - Naples to Sarasota