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	Mortgage and Lending	RAINMAKER 15,507
	Patty Rowan
	Mortgage Interest Rates, Mortgage loans, Low...
	Newport Beach, CA — Mortgage Interest Rates
	http://www.pattyrowanblog.com
	Mortgage Loans by Patty Rowan

Get to Know Patty Rowan

Patty has over 22 years experience in both mortgage banking and brokering and is committed to the highest level of service. She is dedicated to researching all mortgage financing options for her clients and educating them about mortgage financing, finding the best mortgage options for them, and providing pre-qualifications and loan approvals on time. Buying a home is the largest and most important investment an individual makes in a lifetime and I take that seriously. Patty serves all of California with an emphasis on high end loans throughout Orange County and Los Angeles County. Based in Newport Beach, I specialize in Newport Beach, Newport Coast, Laguna Beach, Laguna Niguel, Monarch Beach, Dana Point, San Clemente, Huntington Harbor, Irvine, and San Juan Capistrano.

Recent Posts

Lending / Financial almost 13 years ago

Mortgage Industry Changes Coming Time To Be Aware More Mortgage Industry Changes Time to be aware that you will start seeing yet another, group of changes in the mortgage industry. Starting this fall with ...

Real Estate Market Trends almost 13 years ago

"Economic Indicators" do you know what they are? Do you know why they are important to watch? Economic indicators should be paid attention to. They are what we call "FUNDAMENTALS", in other words the structure of our economy. They will show a trend o ...

almost 13 years ago

"MEMORIAL DAY" Today we salute the brave men and women who served and protected our country. May we always remember their strength, courage, and ...

almost 13 years ago

"Believe It Or Not": Borrowers that have "ASSETS" and tax returns showing little income need this l ... Yes there are mortgage loans that will allow a borrower to purchase a home when they show very little income on their tax returns. (Not your typical "tradition ...

Certifications

When properties are listed we all get stuck on the listed sales price, throughout the selling process. Well did you think that possibly that buyer who comes along with good credit but is having difficulty qualifying, due to either low funds to close or the interest rate is preventing the buyer from qualifying, that there could be a way to get a signed contract into escrow. Think about approaching your seller to pay a credit to buy the rate down for the buyer rather than lowering the price of the home.

"Seller rate buydown." This helps the buyer qualify. Lenders have no problem with the seller helping out. Talking to the buyer's agent and understanding the needs of the buyer, when there is a "stalemate" in the process, will get you further than just being a listening ear. It could mean a very happy buyer and seller when we stop to understand what is really going on.

I am dedicated to researching all mortgage financing options for my clients. Buying a home is the largest and most important investment an individual makes in a lifetime. Qualify low interest rates