Rick Cardenas (Envoy Mortgage)

Placentia , CA 92870

I am committed to helping you make informed decisions regarding your financial future. Buying or refinancing a home is one of the most significant financial decisions that most of us make.

Get to know Rick Cardenas

Honesty, Integrity, and Pride in my Work are the values by which I conduct my business. I've committed myself to being the best at what I do.  That means putting my 10+ years experience to work for you, to make sure that you get the best loan and interest rate for your situation.  Whether you are looking for financing for your home purchase, refinancing your existing mortgage, pulling equity from your home, buying an investment property, financing construction of your dream home, need commercial financing, or want to consolidate debt I can help you achieve your goals.

Rick Cardenas's Blog Posts


Well-seasoned in virtually every aspect of mortgage lending to include Conventional, FHA/VA, USDA Guaranteed Rural Housing, Construction-Permanent Loans, Alt-A, Sub-prime, Home Equity, Hard Money and Alternative Programs to meet a wide variety of circumstances unique to my clients. I also have experience in Commercial Lending.

Languages (1)
  • English