My career as a Firefighter for Santa Rosa Fire Department began when I was just 20. Prior to joining SRFD, I signed up as a Volunteer Firefighter at just 18 years old, because I knew that my path was to genuinely help people! After 17 years on the force, I retired, but during that time, I achieved an Associates Degree with Honors at Santa Rosa JC in Fire Technology, and a BA in Business as SSU with coursework in real estate and finance. My education has helped me to help you in achiving your dreams or that of your client, to purchase or refinance your home. If you are looking for a 24/7 Lender, just like when I was in the Fire Department, please call on me for:Helping you to put loan scenarios together To better understand your monthly payments for costs associated with your home Getting help with closing costs and understanding what closing costs can be paid by seller (negotiated) Loan Pre-Approvals Loans for Short Sales and Foreclosures
Equal Housing Lender
Specializing In These Programs:Veterans: You may qualify for up to 100% Financing and have all of your closing costs paid by the seller. This could be less expensive than renting. Call for more details California Housing Finance Agency: 1st Time Home Buyer's may qualify for a loan program that is as little as 1% down payment and the seller can pay all closing costs up to 6% of the sales price (negotiated items)
FHA Loans: As little as 3.5% down payment and the seller can pay up to 6% in closing costs
Conventional Loans: As little as 10% down payment for 30 year fixed rate loans!
Call For Details @ (707) 322-1100
Helping Veterans, 1st Time Home Buyers, purchasers, Cal. Teachers, Police/Fire/Public Safety, CA 1st Time Home Buyers with special loan programs available to them. Refinance/Purchase for Conventional.