Mortgage and Lending
Rodney Mason - Sr Loan Officer
AL, CA, CO, FL, GA, IN, MI, NC, SC, TN, TX
location_on Atlanta, GA — CrossCountry Mortgage NMLS# 3029
insert_link www.RodneyMason.com
web Rodney Mason - Conv, FHA, VA, USDA, Renovation
RAINMAKER
612,959
Get to Know Rodney Mason - Sr Loan Officer
At CrossCountry Mortgage, we recognize that each of our clients' circumstances is unique, and therefore, we take an advisory approach to meeting their mortgage needs. Our highly trained Senior Loan Officers work closely with each client and partner to match the right program for their situation. Our collaborative approach to servicing clients and referral partners enables us to deliver some of the quickest turn times in the industry, while focusing on superior client satisfaction.
With CrossCountry Mortgage as your mortgage lender, you get: The Strength of one of the Nation's Largest Independent Residential Retail Lenders.
At CrossCountry Mortgage, we have greater control over your transaction, and we are able to approve and close loans in-house. In fact, we may even be able to fund loans that other lenders might deny.
CrossCountry Mortgage's status as a national direct lender provides you with a simplified and streamlined financing process since we have underwriting, closing, and funding - all under one roof. We can also act as a mortgage broker, providing even more options and more competitive rates to our clients. CrossCountry Mortgage has the strength, stability, expertise, and program variety to make your loan experience a positive one.
As a highly experienced Senior Loan Officer, I take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That’s why we offer a vast array of loan programs that most other lenders can't match. It’s all about finding the right loan for you.
We offer a variety of home loan solutions, including First Time Home Buyer programs and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs.
As a Mortgage Banker, you benefit from greater control over real estate transactions and have access to more loan program options.
We look forward to guiding you through each step of the mortgage process.
Professional Organizations:
• Mortgage Bankers Association (2003-Present)
• CMPS - Certified Mortgage Planning Specialist (2006-2010)
• NAMB - National Association of Mortgage Brokers (2002-2004)
• GAMB - Georgia Association of Mortgage Brokers (2002-2004)
Branch Address: 1799 Briarcliff Rd NE, Ste Q2, Atlanta, GA 30306
Personal NMLS151088 Branch NMLS2792854
Company NMLS3029. CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org).
Equal Housing Opportunity. California - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Georgia - Georgia Residential Mortgage Licensee. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas.
With more than 24 years of mortgage lending experience, I am an expert in the following areas:
· Purchase or Refinance
· First Time Home Buyers
· Conventional Mortgages (Fannie Mae & Freddie Mac)
· Fannie Mae Home Ready®/ Freddie Mac Home Possible 97% LTV)
· FHA - 500+ FICO (500-579 requires at least 10% down)
· FHA HUD REO $100 Down
· FHA HUD REO Good Neighbor Next Door
· USDA Guaranteed Rural Housing
· VA - 500+ FICO
· Numerous DPA programs for Conventional, FHA, VA, and USDA loans
· Jumbo to 90% LTV
· Jumbo to $10 Million
· Doctor/Medical Professionals up to 100% LTV
· Non-QM options, including:
o Asset Depletion
o Bank Statement loans/1099/P&L
o DSCR/Investor Cash Flow
o Foreign National
o ITIN
o Condotels
o Non-Warrantable Condos
o Recent Derogatory Credit (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale)
o Interest Only on select programs
· Section 184 Indian Home Loan Guarantee Program (Select states and/or counties only)
· One Time Close Construction Perm loans (Conv, FHA, & VA)
· Renovation loans, including:
o FHA 203(k) (1-4 unit Primary Residences only)
o VA Reno (1-4 unit Primary Residences only)
o Fannie Mae HomeStyle® Renovation (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties)
o Freddie Mac CHOICERenovation® (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties)
o USDA (1 unit Primary Residences)
· Reverse/HECM loans (Purchase & Refinance)
· Bridge Loans
· Co-Ops
· Condos - Warrantable & Non-Warrantable
· Land/Lots loans
· Manufactured Home loans (Conventional, FHA, VA, USDA, Jumbo, & Non-QM)
o Singlewide or Doublewide
o Occupancy
§ Primary Residence
§ Second Home
§ Investment Property (Non-QM only)
o Pre- June 15,1976 may be eligible (Non-QM only)
o Previously moved may be eligible (Non-QM only)
· Properties with ADU’s
· HELOC/2nd Mortgage options (Fixed & Variable Rate)
Company Awards:
· Prospect Mortgage - President's Club (Platinum) - 2012
· Prospect Mortgage - President's Club (Platinum) - 2011
· Prospect Mortgage - President's Club - 2009
· Prospect Mortgage - Star Loan Officer of the Year (Units) - SE Region - 2009
· AHM Mortgage - Sales Achiever Silver Award - Companywide - 2006
· First Realty Mortgage - President's Award - Third & Fourth Quarter 2001
Industry Awards:
· Mortgage Bankers Association of Georgia Gold Award - 2021
· Mortgage Bankers Association of Georgia Gold Award - 2020
· Mortgage Bankers Association of Georgia Gold Award - 2018
· Mortgage Bankers Association of Georgia Gold Award - 2017
· Mortgage Bankers Association of Georgia Gold Award - 2015
· Mortgage Bankers Association of Georgia Gold Award - 2012
· Mortgage Bankers Association of Georgia Gold Award - 2009
· Mortgage Bankers Association of Georgia Gold Award - 2007
· Mortgage Bankers Association of Georgia Gold Award - 2006
· Mortgage Bankers Association of Georgia Gold Award - 2005
· Mortgage Bankers Association of Georgia Gold Award - 2003
www.rodneymason.com
Please keep in mind, any information posted on this website is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness as a result, there is no guarantee it is not without errors.
Conv, FHA, VA , USDA, Jumbo, Renovation, HECM/Reverse Mortgage, Bank Statement, Foreign National, HUD REO, 2nd Homes, Purchase, Refinance, Investment Properties, DSCR, Condos, DPA, Down Payment Assist