Rose Thomas has over 25 years of Real Estate Finance experience. Rose has lived in the Monterey Peninsula and Santa Cruz areas since birth.  Within the last decade her business has also expanded into the Los Angeles, Bay Area and surrounding counties. In the last 2 decades Rose has closed over 900 million dollars in loan production, accomplished all goals and maneuvered even the toughest deals to close.  Positioned as a Broker/Bank there is no loan that cant be structured for a successful close.  She loves the puzzle process of lending and is efficient, fast and keeping the communication lines with all involved during a purchase or refinance is her specialty.  Rose is well-known and trusted within the real estate community.  With over 90% of her business being referral based her clients and real estate professionals have secured Rose as their "Mortgage Advisor for Life".  They continue to refer their family, friends and co-workers because they know she will take excellent care of them by using her extensive knowledge and comfortable presence. She has gained the knowledge, relationships and expertise within her field to offer her clients the results they desire.  Most important she knows how to strategically design your mortgage plan for your individual present and future goals.  The greatest benefit with obtaining a mortgage today is to have experience, expertise, trust and integrity as you grow a long term relationship with a qualified Broker.