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Richard Smith, Residential Mortgage Loan Originator, NMLS# 220593 (SMP Mortgage, Inc. NMLS# 130562) Mortgage and Lending



Richard Smith
Residential Mortgage Loan Originator, NMLS# 220593
location_on Katy, TX — SMP Mortgage, Inc. NMLS# 130562
NMLS# 220593
Get to Know Richard Smith

Richard Smith is a Residential Mortgage Loan Originator, NMLS #220593 Phone: (281) 712-6410 2717 Commercial Center Blvd, Ste E 200 Katy, Texas 77494 Powered by SMP Mortgage, Inc. NMLS #130562 Phone: (734) 259-0880 1200 S. Sheldon Rd. Plymouth, MI 48170. Equal Housing Lender www.nmlsconsumeraccess.org bit.ly/txrecoveryfund "Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend."

My customer service philosophy is pretty simple — Provide superior customer service in all aspects of what I do and help you by presenting you with education and tools to allow your home-buying experience to be as pain free and cost saving as possible.

I am a big fan of great customer service. Most people say I tip too much at a restaurant. But I appreciate great service, and it seems lately that great service is hard to come by. I will go out of my way to shop at places that provide great service. Why? Because there’s too much in life to worry about without having to deal with lousy service.

I understand that buying or selling a home is one of the most stressful things you’ll go through in life. I understand that no matter how many times you’ve bought or sold real estate that every time is different. I understand the obstacles that can pop up in real estate transactions–and understand how to prevent those obstacles from occurring and how to deal with them when they do raise their ugly heads.

I also understand that you have about half a million banks you can pick from. Most are very good at what they do. I know that if you chose me to help you that you will walk away delighted with the service you receive and, the money you save. The testimonials, repeat business and referrals to friends and family we receive from our clients prove that.

Contrary to popular belief, I don’t finance houses. I am in a service industry and my job is to provide you with superior service. Period. I despise being “hard sold” and harassed, so I certainly won’t do that to you. If you come to my web site or call and request some help, I help you. I don’t then harass you for your business. I am  successful at what I do and I don’t need to hound you for business. When you are ready to buy real estate, I am here for you. If all you want to do is look around, if all you need is an answer to a question, then by all means, look around, ask questions!

If you want to work with a mortgage professional that will listen to your needs, wants and desires and if you want to work with someone that understands the market and the trials and tribulations of real estate transactions then I would love to have the opportunity to help you.


As a Marketing Expert, Richard has grown his referral partner database to over 50 Real Estate Agents(www.realestateagentsupport.com) along with 100% referral business from his current and past clients. Richard is well respected by agents in his community and is often invited to offer his industry expertise in the local newspapers and Agent seminars.  Richard has been helping Agents and Loan officers all over the Houston area to grow their business to levels unprecedented in the Mortgage Industry by offering innovative, cutting edge techniques that stay ahead of the pack and establish the industry standards.

In the Mortgage Business, whether you're a first-time homebuyer, a small business owner, or an investor, you'll appreciate Richard's dedication to helping you meet your financial goals. Richard believes that finding the right mortgage or property isn't about selling a product: it's a partnership effort rooted in your plans for the future-and what it will take to see those dreams realized.

Clients do well by taking advantage of Richard's multi-layered mortgage experience. Throughout his numerous years in the industry, he's guided many teams of professionals, and is trusted by clients and colleagues alike for providing a sharp analysis that builds opportunities. He works when you need him to, not on a "banker's hours" schedule.

Welcome to Success Mortgage Partners, Inc. NMLS# 130562

Whether you're a first-time home buyer, a small business owner, or an investor, you'll appreciate my dedication to helping you meet your financial goals. I believe that finding the right mortgage or property isn't about selling a product: it's a partnership effort rooted in your plans for the future-and what it will take to see those dreams realized. Clients do well by taking advantage of my multi-layered mortgage experience. Throughout my numerous years in the industry, I have guided many teams of professionals, and am trusted by clients and colleagues alike for providing a sharp analysis that builds opportunities.


He's a proud Lender Affiliate of the Homes for Heroes Program which provides extraordinary savings to local heroes who provide extraordinary services to our community every day.


He's also a proud member of the National Association of Hispanic Real Estate Professionals.

Raenee Staff
Richard's team is awesome! Everyone is so helpful. As a first time buyer, they answered all my questions and helped me in every step of the process.
LaToya James
Richard Smith and his Team are great and knowledgeable with a side of compassion. They helped me out with explaining the financial importance of the mortgage. I would recommend them to anyone. Thank you!
Dr. Sumeet Sharma
Richard Smith and his mortgage team are the best in business. I had to close my loan quick and they helped make each and every step very easy and quick. They were knowledgeable, very efficient, each to reach and very professional. Could not have a better experience than this. They will work with you when other mortgage companies may not and will guide you at each step. I would highly recommend them and as I said they are simply the BEST.
Wendy and Norman
I want to let you know that The Richard Smith Team of Success Mortgage Partners and Homes for Heroes are the best! We had such a long journey and it was a big roller coaster ride to get into our home. We had a very bad experience with our first lender and we were about to give up on our dream. But, we were referred to Adrian and Ileana at The Richard Smith Team of Success Mortgage Partners and it was the best thing that happened in this entire process!! They helped us out tremendously and helped us get into our home. Thank you so much Ilena, Adrian, and Mr. Smith. A BIG thank you to Ileana for your help and patience! I appreciate everything you did for us. Thank you The Richard Smith Team for making our dreams come true!
Robert Mendez and Yesenia Umana
We first want to thank everyone and say that our experience with Tony Combs, and Richard Smith and his team was great! They were very knowledgeable and held our hands throughout the entire process. We also want to really thank you for both for allowing us to use the Homes for Heroes program and help with the closing costs and assistance. Thank you for supporting the Heroes of today, tomorrow and the future. You guys are awesome!
James Coon
Richard, Thank you so much for helping me with my home purchase! I needed to close on my house fast, and you were able to make it happen. When you initially said you could have it all done by the end of the month, I really had my doubts. Now that it's done, I'm ecstatic! I'm very happy with the way you handled everything. Not only did you get it done quickly, but you took the time and explained everything to me throughout the process and you were able to lock in a 5.0% fixed rate 30 year note! I really enjoyed working with you.
Jorge Garcia
Thanks to the staff of The Richard Smith Team at Success Mortgage Partners for their professional assistance, we are very happy in our new home and extremely satisfied for the service we were provided. If I have any referrals I will definitely send them to you knowing they are going to have the best services! Thanks Again.
Juan Zaragoza
Everything was excellent with The Richard Smith Team at Success Mortgage Partners. Richard and Ileana helped us in everything we needed with a good manner. They explained to me bit by bit and I really appreciate it. They stayed with us until the end and explained to us that we had enough time for everything. Thanks!
Maritza and Yusbani Ortiz
We are very happy that you referred me to Richard at Success Mortgage Partners. His processor and assistant spoke Spanish and explained everything in Spanish which is was a big help for me to understand the process. Buying my new home was very easy and fast thanks to the Great Service Success Mortgage Partners offered me.
Michael Gealt, Realtor at Champions Real Estate Group - Katy
Richard Smith and his team have assisted me in obtaining mortgages for many of my clients. 100% of them really liked the service and devotion to getting it done on time within estimates. A home buyer can apply for a mortgage anywhere. But they would be hard put to find another team that extends themselves as much as Richard's team does. He is definitely my go to mortgage broker.
Karla Perez, Realtor at Keller Williams Signature
I have enjoyed working with The Richard Smith Team. They are very professional, and full of knowledge. This team puts their clients first. The Richard Team rocks! Keep up the great work.
Clevell Harris, REALM Real Estate Professionals - Sugar Land
The Richard Smith Team has great knowledge and resources to help you attain mortgage financing and have a successful closing. As a Real Estate Broker myself, Richard has personally helped me assure my clients were taken care of.
Thomas and Karla Rogers
In the midst of trying to find a house in a very demanding area Homes for Heroes was referred to us by a Fort Bend Deputy who had just used the program and was extremely pleased with the experienced. Once we contacted the program our now Realtor, Blanca Smith, had reached out to us within a few hours. This whole program has been amazing starting with the realtor all the way to the Richard Smith Team with Success Mortgage Partners. Our realtor was always very flexible therefore it made it easy on our schedule, she was willing to look at all the houses we wanted to and was very helpful with the whole process. We were also thrilled to find out that the program was giving us a credit which we could not believe. And, we closed early!! We have now referred Homes for Heroes to other deputies. Thank you for all you do Homes for Heroes!
Gary Lee, Broker Associate at Keller Williams Signature
You guys rocked the planet. You took a very difficult situation and made it happen. So glad that we are able to get to the finish line. You have change the lives of my two clients. Let's do this many times over.

Success Mortgage Partners is a full-service mortgage banking operation lead by a team of professionals who are dedicated to helping clients with their FHA, VA and Conventional mortgage needs.