My Bachelor of Science Degree in Finance from the University of Virginia gave me a great basic training in the ins and outs of finance.  In my lending career I have completed thousands of loans for borrowers in states all over the US.  Whether you need a VA/FHA loan, conventional financing, JUMBO mortgage .... or a specialized first time buyer loan - I can help you review your options and make the selection that benefits you.  My high rate of repeat borrowers and borrower-referred clients is testimony that I arrange good deals for my customers, honor my commitments and stay in touch after the "sale."  I work to help my realtor clients succeed as well - by networking and return business and by marketing support for our mutual clients.

Finally, I strive to add value with a special perk:  For any successful mortgage loan referral I will make a donation to any designated nonprofit organization as a "THANK YOU"  for your business !

NEW JERSEY - THE GARDEN STATE -- I am familiar with MANY areas of New Jersey. They don't call it the Garden State for nothing !  Although major expanses of highways connect the state with the nation most of New Jersey is green, wooded, beachy -- beautiful !

 I live in - and have done thousands of loans - in Union County, NJ. This includes the towns of Plainfield, Scotch Plains, Fanwood, Westfield, Cranford, Elizabeth, Summit, New Providence and Rahway.  Nearby Somerset County - where my church is located - is wooded and picturesque including the towns of Watchung, Warren, Basking Ridge, Bedminster and Somerville.  If your real estate tastes take you to Hudson County - along the Hudson River - then I can help you finance a property in Hoboken, Jersey City, Bayonne, Weehawken or one of the other cities there.  Many great condo developments are found in these urban centers with easy commutes to New York City.  I have owned property at the Jersey Shore (Monmouth and Ocean Counties) where terrific properties can be found - Asbury Park, Ocean Grove, Point Pleasant, Mantoloking, Lavallette, Red Bank, Rumson.  A great sense of New Jersey Revolutionary War history is found in Essex, Passaic and Morris Counties - Morristown, Chatham, Maplewood, The Oranges, Wayne, Parsippany - as well as the mountain lakes region of the state - Franklin Lakes, Denville, Jefferson. Or perhaps Bergen County is your cup of tea - Ridgewood, Mahwah, Upper Saddle River, Teaneck, Tenafly, Midland Park - and properties ranging from suburban to trendy condos with views of Manhattan.  Recently I am also doing loans in Hunterdon County - Clinton, Flemington - all the way down to the Delaware - Lambertville, Frenchtown.